Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 346–360 results
- Arbuckle Federal Credit UnionShare Certificates ($1,000 – $99,999)CD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,0004.08% interest rate · Balance cap $99,999 · Effective Jan 14, 2026
Rate checked
More details - BrightStar Credit UnionCertificatesCD · 24–36 months
Credit union · Add a location to see nearby branches
4.15%APYwith conditionsRequirements
Product: Rate is fixed for the term. Daily balance method; interest compounded and credited monthly. Auto-renews at maturity with 10-day grace period. Early withdrawal penalty applies (90 days of interest for CDs under 1 year, 180 days for CDs of 1 year or more). PSM (Platinum Star Member) higher rate available with qualifying direct deposit.
Offer: Term: 2 years (731-1095 days). Standard rate.
Qualified rate · 4.07% interest rate · Effective Oct 15, 2026
Rate checked
More details - Clearway Federal Credit UnionCertificate AccountCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Certificate rates are subject to change weekly.
4.09% interest rate
Rate checked
More details - Fairmont Federal Credit UnionShare CertificatesCD · 24 months · $1,500 min · 4.15%–4.35% by balance
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Fixed rates throughout length of term. Dividends earned may be: Deposited into another account Compounded monthly back into the certificate Dividend-only penalty for early withdrawal Auto-renewed unless specified $500–$1,500 minimum deposit to open Request Info Membership eligibility requirements may apply
4.07% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,500 and upYour amount 4.15% $100,000 and upJumbo Certificates 4.25% $250,000 and upJumbo Certificates 4.35% Rate checked
More details - Pacific Crest BankCertificates of DepositCD · 24 months · $2,000 min
Bank · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Interest is compounded daily. APY assumes interest remains on deposit until maturity. Subject to early withdrawal penalties.
Offer: Interest compounded daily; early withdrawal penalties apply.
4.07% interest rate · Compounded daily · Effective Sep 10, 2026
Rate checked
More details - Jordan Credit UnionCertificate AccountCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Early withdrawals from Certificate Accounts are subject to fees and penalties that may reduce the earnings or the principal of the Certificate. Dividends are paid monthly. Membership eligibility required.
4.07% interest rate · Effective Oct 1, 2026
Rate checked
More details - Jordan Credit UnionGrowth Certificate AccountCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000intro rateRequirements
Product: Early withdrawals from Certificate Accounts are subject to fees and penalties that may reduce the earnings or the principal of the Certificate. Dividends are paid monthly. Fees may reduce earnings on the account. After the certificate is opened, additional deposits can be made to the certificate at any time. Deposit of at least $100 set up at account opening. Membership eligibility required.
Offer: Maximum of $100,000 of cumulative Growth Certificate deposits per primary account holder.
Promotional rate · 4.07% interest rate · Balance cap $100,000 · Effective Oct 1, 2026
Rate checked
More details - Spirit Financial CUShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,0004.07% interest rate · Effective Oct 6, 2026
Rate checked
More details - TEG Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Membership requires a $5 minimum share account balance. Open to anyone who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY. Dividends paid monthly. Penalty fee for early withdrawal.
Offer: $500 minimum daily balance to earn the disclosed annual percentage yield. Early withdrawal penalties may reduce earnings.
4.07% interest rate · Effective Oct 1, 2026
Rate checked
More details - Multipli Credit UnionCertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Standard Certificate requires $500 minimum deposit, deposited once at account opening and remaining in place until maturity. Monthly dividends. Rollover at maturity with 10-day grace period. Early standard certificate withdrawals penalty: 50% of remaining unearned interest or 180 days worth of interest.
Offer: Monthly dividends; One-time bump up; Rollover at maturity
Effective Sep 18, 2026
Rate checked
More details - American Bank & TrustCertificate of Deposits (CDs)CD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Interest compounds semi-annually. Early withdrawal penalty may be imposed. No monthly fees. Bonus interest rates available with Relationship Packaging. Automatically renewable.
Effective Oct 5, 2026
Rate checked
More details - Citizens Savings BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: FDIC insured up to $250,000. Substantial penalties for early withdrawals on all CDs.
Offer: Compounded semi-annually. Substantial penalty for early withdrawal.
4.11% interest rate
Rate checked
More details - MSU Federal Credit UnionCertificateCD · 24 months · $500 min · 4.15%–4.30% by balance
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000intro rateRequirements
Product: Fixed-rate certificate. Early withdrawal penalties apply: 90 days dividends for terms of 1 year or less; 180 days dividends for terms of 13 months to 5 years; 365 days dividends for terms of more than 5 years. No monthly or maintenance fees.
Offer: Valid thru 10/11/2026.
Promotional rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Balance APY $500 and upYour amount 4.15% $100,000 and upJumbo tier. 4.30% Rate checked
More details - Appalachian Community Federal Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Minimum Deposit $1,000. Paid monthly. Future rates subject to change daily.
Offer: Paid monthly.
4.07% interest rate · Effective Oct 5, 2026
Rate checked
More details - CommunityWide Federal Credit UnionCW CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$847 over 24 months on $10,000Requirements
Offer: Dividends paid at end of each month.
4.07% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank