Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1276–1290 of 4,640 results
- Governmental Employees Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000intro rateRequirements
Product: Membership eligibility required. Early withdrawals are subject to penalty. No monthly maintenance fees or setup fees.
Offer: Early withdrawals are subject to penalty.
Promotional rate · 3.54% interest rate · Effective Oct 5, 2026
Rate checked
More details - Heartland Credit UnionCertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000intro rateRequirements
Product: Certificates rates are fixed for the term when the account is opened. Early withdrawal penalties may apply. Fees may reduce earnings.
Promotional rate · 3.55% interest rate · Effective Oct 4, 2026
Rate checked
More details - Madison Fire Department Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Offer: 24 Month term. Requires $500 minimum balance.
3.54% interest rate · Effective Sep 14, 2026
Rate checked
More details - Security Bank of Kansas CityCertificates of Deposit - Fixed RateCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Interest compounded and credited quarterly. $500.00 minimum to open unless otherwise noted. Penalty for early withdrawal may apply.
3.55% interest rate
Rate checked
More details - First Family Federal Credit UnionCertificate of Deposit (CD)CD · 24 months · $1,000 min · 3.60%–3.90% by balance
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Accrues interest. A penalty for early withdrawal may be imposed (no less than 120 days dividends, whether earned or not earned).
Effective Jul 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $1,000 and upYour amount 3.60% $100,000 and upJumbo CD 3.90% Rate checked
More details - Oklahoma Capital BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,0003.54% interest rate · Effective Sep 25, 2026
Rate checked
More details - TTCU Federal Credit UnionCertificatesCD · 24 months · $1,000 min · 3.60%–4.00% by balance
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Higher dividend rates earned by locking in deposits for a specified period of time. Minimum deposits: $1,000 for standard certificates, $50,000 for jumbo rates, $200,000 for super jumbo rates. 45-day to 60-month terms available. Penalty may be imposed for early withdrawal depending on term and amount; fees could reduce earnings.
Offer: Early withdrawal penalty applies.
3.55% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.60% $50,000 and upJumbo rate tier. 3.80% $200,000 and upSuper jumbo rate tier. 4.00% Rate checked
More details - Willis Knighton Federal Credit UnionShare CertificatesCD · 24 months
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Advertised rates are subject to change without notice. Early Withdrawal Penalties May Apply.
Offer: Early Withdrawal Penalties May Apply. Advertised Rates are subject to change without notice.
3.55% interest rate · Effective Sep 30, 2026
Rate checked
More details - Central One Federal Credit UnionBoost CertificateCD · 24 months · $100 min · up to $10,000
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Minimum opening balance of $100 to open and earn APY. Principal balance limit of $10,000 max per certificate. Only one Boost Certificate allowed per member. Additional deposits can be made in increments of $100 or more up to $10,000 total. If member is 17 years of age or younger, a parent or guardian (credit union member) must be a joint account owner.
Offer: Additional deposits allowed in increments of $100 or more up to $10,000 maximum principal balance.
3.54% interest rate · Effective Oct 5, 2026
Rate checked
More details - Central One Federal Credit UnionPremium CertificatesCD · 24 months · $10,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000with conditionsRequirements
Product: Must open and maintain a Premium Checking account (requires member to be at least 18 years of age and have minimum monthly direct deposit of $1,500 into Premium Checking). Minimum balance of $10,000 to open account and earn APY. Fixed dividend rates for term. Early withdrawal penalties apply.
Qualified rate · 3.54% interest rate · Effective Oct 5, 2026
Rate checked
More details - Kitsap Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Early withdrawal penalty may apply.
Effective Oct 4, 2026
Rate checked
More details - Point Breeze Credit UnionJumbo CDCD · 24 months · $10,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Compounded and credited monthly. Minimum balance to open is $10,000. Early withdrawal penalties may apply if any portion of the principal is withdrawn prior to maturity.
Offer: 24 Month Jumbo CD. Interest compounded and credited monthly.
Effective Oct 3, 2026
Rate checked
More details - Point Breeze Credit UnionStandard CDCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Compounded and credited monthly. Minimum balance to open is $500. Early withdrawal penalties may apply if any portion of the principal is withdrawn prior to maturity.
Offer: 24 Month Standard CD. Interest compounded and credited monthly.
Effective Oct 3, 2026
Rate checked
More details - FedChoice Federal Credit UnionShare CertificatesCD · 24 months · $500 min · 3.60%–3.65% by balance
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000intro rateRequirements
Product: $500 Minimum Opening Balance. Dividends are Compounded/Credited Quarterly on Regular Share Certificate terms. Term Certificate accounts may be subject to penalties for early withdrawal.
Offer: 24 Months Regular. FedPerks APY applied when member is a FedPerks Member. Dividends compounded/credited quarterly.
Promotional rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $49,999Your amount 3.60% $50,000 and up24 Months Mini-Jumbo. 3.65% Rate checked
More details - Mid-Atlantic Federal Credit UnionRegular CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Rate tier balance requirements apply.
Offer: 2 Year Regular Certificate.
3.54% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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