Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 976–990 of 4,638 results
- Hurricane Creek Federal Credit UnionShared CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Effective Mar 11, 2026
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More details - Northwest Community BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: There is no monthly service charge. Guaranteed interest rate for the term of the CD. Interest credited monthly. Principal withdrawn before maturity subject to early withdrawal penalty, unless taking a distribution from an IRA. CDs automatically renew at maturity with a 10-day grace period.
3.69% interest rate
Rate checked
More details - Nutmeg State Financial Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Tiered rates. Automatically renewable at then-current market rates. Dividends are compounded and credited monthly using average daily balance method. Penalties apply for early withdrawal. $1,000 minimum balance to open and earn APY. 10-day grace period upon maturity.
3.69% interest rate · Effective Oct 19, 2026
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More details - First Shore FederalRising Rate CDCD · 24 months · $10,000 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Offers the option of increasing the interest rate once during the term to the current interest rate being offered at that time. Interest credited quarterly. Early withdrawal penalty may apply. Rates may change after account opening.
Offer: Option of increasing interest rate once during term to current interest rate offered at that time. Rates may change after account opening. Early withdrawal penalty may apply.
Promotional rate · 3.70% interest rate · Effective Oct 15, 2026
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More details - Railway Credit UnionCD InvestmentsCD · 24 months · $2,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: $2,000 minimum. Rates advertised as high as. Effective October 7, 2026.
Offer: $2,000 minimum. Effective October 7, 2026.
3.69% interest rate · Effective Oct 7, 2026
Rate checked
More details - Andrews Federal Credit UnionJumbo Fixed Rate Share CertificatesCD · 24 months · $10,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Early withdrawal penalties apply.
3.70% interest rate
Rate checked
More details - Montana Educators' Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
Effective Jan 22, 2026
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More details - District #6 Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,0003.70% interest rate
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More details - Citadel Credit UnionCitadel Standard CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Minimum deposit to open and earn standard APY is $500. New Money Required for 8-, 20-, and 32-month terms (Maximum deposit $1 Million per member; Offer not available for public funds). No deposits permitted after establishment. Automatically renews at maturity with a 10-calendar-day grace period. Early withdrawal penalty applies. $10 closing service fee (if applicable).
3.69% interest rate
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More details - Sun Community Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Fixed rate. Interest is compounded and credited monthly.
Offer: Early withdrawal penalty: loss of 180 days of dividends on principal amount withdrawn for terms one year or more.
3.69% interest rate · Effective Oct 7, 2026
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More details - Meriwest Credit UnionCertificate AccountsCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Membership is required with a one-time non-refundable $5 fee. Early withdrawal penalties apply. Rates are for consumer accounts only and not available for institutional certificates.
Offer: Penalty may apply for early withdrawal. Limited time offer.
Promotional rate · 3.68% interest rate · Effective Oct 13, 2026
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More details - Firelands Federal Credit UnionShare CertificatesCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Fixed rates; dividends compounded and paid quarterly; early withdrawal penalties apply.
Offer: Term: 24 months. Minimum to open: $500.
3.68% interest rate · Effective May 1, 2026
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More details - Firelands Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Fixed rates; dividends compounded and paid quarterly; early withdrawal penalties apply.
3.68% interest rate · Effective May 1, 2026
Rate checked
More details - Westside State BankCertificates of Deposit (CDs)CD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal. No setup or maintenance fees.
Offer: Penalty for early withdrawal.
3.75% interest rate · Effective Sep 18, 2026
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More details - Polish-American FCUCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Rates may increase .2% when a member qualifies for loyalty benefits. Minimum deposit $500.
Offer: Standard APY. Rates may increase .2% (APY as high as 3.95%) when a member qualifies for loyalty benefits.
Effective Oct 15, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,638 CDs at 4,044 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
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