Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 301–315 results
- Blaze Credit UnionRegular CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Minimum opening deposit of $500. Additional deposits not allowed. Early withdrawal penalty of 30 days dividends. Automatically renews with a 14 calendar day grace period.
Offer: Dividends compounded/credited quarterly & at maturity. Includes 24 Month Step-Up option allowing exchange of dividend rate once per term.
4.14% interest rate · Effective Sep 28, 2026
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More details - Veridian Credit UnionStandard CDCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. Membership requires a minimum $5 share deposit. No monthly maintenance fees.
4.14% interest rate · Effective Sep 25, 2026
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More details - Family Savings Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Dividends compounded quarterly. The Annual Percentage Yield (APY) and interest rate assume that interest is to be added to the principal and remain in the account until the maturity of the certificate. An early withdrawal penalty of 2% of the principal balance or 1 year of interest, whichever is less, will apply if any funds are withdrawn from the certificate before the maturity date.
Offer: Dividends compounded quarterly. Early withdrawal penalty applies.
4.14% interest rate · Compounded quarterly · Effective Sep 21, 2026
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More details - Granite Credit UnionTraditional Savings CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: No monthly fee. No investment fee. Penalties imposed for early withdrawals.
Offer: Dividends compounded and credited monthly based on the daily balance formula.
4.12% interest rate
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More details - State Bank of Southern UtahCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Not available to other financial institutions or deposit brokers. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on accounts.
4.14% interest rate · Effective Oct 2, 2026
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More details - Kaua'i Federal Credit UnionJumbo CertificatesCD · 24 months
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,0004.14% interest rate · Effective Jun 1, 2026
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More details - Radiant Credit UnionAdjustable Rate CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Adjustable-Rate Certificate Annual Percentage Yield (APY) changes bi-annually on January 1st and July 1st. Compounded daily. Funds insured up to $250,000 by NCUA.
Offer: APY is based on $10,000. APY changes bi-annually on January 1st and July 1st and is adjusted to the 6-month Treasury Bill Rate plus 0.10% APR. Compounded daily.
4.11% interest rate · Compounded daily
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More details - Chiphone Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Dividends compounded daily and credited monthly to certificate or savings account. Substantial penalty for early withdrawal. May be assessed an Annual Fee, Transfer Fee, and Termination Fee.
4.11% interest rate · Compounded daily · Effective Sep 24, 2024
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More details - Bank of BenningtonCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: All Certificates of Deposit are subject to penalty for early withdrawal. No minimum balance required to earn the posted Annual Percentage Yields (APY).
4.11% interest rate · Effective Aug 31, 2026
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More details - First National Bank of PanaCD SpecialCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.19%APY$856 over 24 months on $10,000Requirements
Product: Call or stop in for full details. Special terms available: 6, 12, 18, 24, 30, and 36 months. Min deposit $1000.
Offer: 24 mo-4.19% APY. Min deposit $1000.
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More details - The Banks of Buffalo Gillette Sheridan24 Month CDCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.19%APY$856 over 24 months on $10,000Requirements
Product: APY is subject to change. A penalty may be imposed for early withdrawal.
Offer: APY is subject to change. A penalty may be imposed for early withdrawal.
4.10% interest rate
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More details - Galaxy Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.19%APY$856 over 24 months on $10,000Requirements
Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
Offer: Galaxy FCU reserves the right to discontinue this offer at any time.
4.10% interest rate · Effective Jul 1, 2026
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More details - Gratiot Community Credit UnionTimed CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.18%APY$853 over 24 months on $10,0004.10% interest rate · Effective Oct 7, 2026
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More details - City National BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.18%APY$853 over 24 months on $10,000Requirements
Product: An additional 0.10% may be added to stated Certificate of Deposit (CD) interest rate for primary or joint owners of a City Preferred checking account at the time the CD is issued or automatically renews (does not apply to IRAs). Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: FIXED RATE - Compounding Monthly. Term 24 months.
4.10% interest rate
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More details - Greenfield Savings BankTraditional Certificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.18%APY$853 over 24 months on $10,000Requirements
Product: Available with a Passbook or Statement Account. Open at any branch. Early withdrawal penalties may be imposed. Minimum balance to obtain APY is based on daily balance.
Offer: 24 Month CD. Minimum balance to obtain APY is based on daily balance.
4.10% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,048 banks and credit unions · checked Oct 16–23
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank