Compare Bank & Credit Union Rates
Best 18-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1096–1110 of 3,160 results
- North Penn FCUShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Penalties apply for early withdrawal. Dividends are compounded and paid quarterly on the average daily balance.
Offer: Requires minimum balance of $1,000.00. Early withdrawal penalty applies.
3.50% interest rate · Effective Jul 1, 2026
Rate checked
More details - Mountain Credit Union18 Month CertificateCD · 18 months · $2,500 min
Credit union · Add a location to see nearby branches
3.54%APY$536 over 18 months on $10,000Requirements
Product: Dividends paid monthly. Rates subject to change without notice.
Offer: Dividends paid monthly. Rates subject to change without notice.
3.60% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.54%APY$536 over 18 months on $10,000
Requirements
Product: Penalty for early withdrawal on Time Certificates. Fees may reduce earnings. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings.
Offer: Compounding & Crediting Frequency: semi-annually.
3.50% interest rate · Effective Oct 13, 2026
Rate checked
More details - Star Tech FCUSavings Certificate of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.54%APY$536 over 18 months on $10,000Requirements
Product: Early withdrawal penalties apply: CD terms ≤ 1 year – Early withdrawal penalty is equal to 30 days' worth of dividends; CD terms > 1 year – Early withdrawal penalty is equal to 90 days' worth of dividends. Dividends added quarterly. No fee if account falls below minimum balance.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Erie Community FCUShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.54%APY$536 over 18 months on $10,0003.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - Dow Credit UnionStandard CDsCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.54%APY$536 over 18 months on $10,000Requirements
Product: Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. Eligible for Member Saver Reward. APY assumes interest payouts remain in account until maturity. Early withdrawal penalty may apply.
3.48% interest rate · Effective Oct 1, 2026
Rate checked
More details - GENESIS EMPLOYEESShare CertificatesCD · 18 months
Credit union · Add a location to see nearby branches
3.54%APY$536 over 18 months on $10,0003.50% interest rate · Effective Jan 1, 2026
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More details - First National Bank of AvaCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.54%APY$536 over 18 months on $10,0003.50% interest rate
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More details - cfsbankCertificates of Deposit (CDs)CD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.53%APY$534 over 18 months on $10,000Requirements
Product: Interest rate fixed until maturity; compounded semi-annually. Account automatically renews at maturity at current rate for term. 10 calendar day grace period after renewal date to redeem with no penalty. Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Fixed interest rate compounded semi-annually. Early withdrawal penalty applies.
3.50% interest rate · Effective Oct 6, 2026
Rate checked
More details - The Goose River BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.53%APY$534 over 18 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
Offer: 18-month term. Early withdrawal penalty may apply. Rate and APY may change after opening.
3.50% interest rate · Effective Jul 14, 2026
Rate checked
More details - Norstar Federal Credit UnionShare CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.53%APY$534 over 18 months on $10,000Requirements
Product: CD Rates minimum of $1,000.00. Penalty required for early withdrawal. Members should call the credit union to verify rates.
Offer: Penalty required for early withdrawal. Minimum of $1,000.00.
3.50% interest rate · Effective Oct 3, 2026
Rate checked
More details - First National Bank and Trust Company of BottineauCDsCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.53%APY$534 over 18 months on $10,000Requirements
Product: Call us for more information. Terms range from 7 days to 60 months.
Offer: 18 Month CD
3.50% interest rate · Effective Nov 4, 2025
Rate checked
More details - Conservation Employees Credit UnionCertificates of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.52%APY$533 over 18 months on $10,000Requirements
Product: Quarterly compounding. Subject to a 90-day early withdrawal penalty.
3.47% interest rate · Effective Oct 20, 2026
Rate checked
More details - First National Bank BemidjiCertificates of DepositCD · 18 months · $500 min · 3.52%–3.71% by balance
Bank · Add a location to see nearby branches
3.52%APY$533 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply to fixed term investments. Early withdrawal penalties or fees may reduce earnings.
Offer: Compounding frequency quarterly. Term: 18 Months.
3.47% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $25,000Your amount 3.52% $25,000 and up 3.71% Rate checked
More details - Eglin Federal Credit UnionPreferred Investment CertificatesCD · 18 months · $2,500 min
Credit union · Add a location to see nearby branches
3.51%APY$531 over 18 months on $10,000Requirements
Product: Requires Eglin FCU Membership. Penalty for early withdrawal. Minimum deposit of $2,500 required to open.
Offer: Early withdrawal penalty applies. Requires Eglin FCU Membership.
3.45% interest rate · Effective Sep 18, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,160 CDs at 2,794 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.94%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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