Bank · FDIC insured
First National Bank and Trust Company of Bottineau CD Rates
First National Bank and Trust Company of Bottineau’s best CD rate is 4.14% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How First National Bank and Trust Company of Bottineau’s CD rates compare
Compared with banks and credit unions in North Dakota, where First National Bank and Trust Company of Bottineau has the most branches. $10,000, best rate first.
This bank’s best
First National Bank and Trust Company of Bottineau
4.14%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,249
CDs
Top rate
Dakota Community Bank & Trust
5.10%APY
- Term
- 89 months
- Minimum
- $2,500
- Earns on $10,000
- $4,462
2nd-highest rate
Hometown Credit Union
4.58%APY
- Term
- 72 months
- Minimum
- $1,000
- Earns on $10,000
- $3,083
First National Bank and Trust Company of Bottineau CD score
84
CD score
Higher than 67% of U.S. banks and credit unions
- 3–8 months3–8 mo3.53%
- 9–15 months9–15 mo3.68%
- 16–30 months16–30 mo3.53%
- 31–60 months31–60 mo4.14%
- QualifiedQualified4.14%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank and Trust Company of Bottineau ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CDs
Up to 4.14%APY · 9 terms
Call us for more information. Terms range from 7 days to 60 months.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 month7-31 Day CD | — | 0.25% | 0.25% | $0 |
| 3 months91 Day CD | 2.78% | — | 2.78% | $69 |
| 6 months182 Day CD | 3.53% | — | 3.53% | $175 |
| 12 months12 Month CD | 3.68% | — | 3.68% | $368 |
| 18 months18 Month CD | 3.53% | — | 3.53% | $534 |
| 24 months24 Month CD | 3.53% | — | 3.53% | $718 |
| 30 months30 Month CD | 3.53% | — | 3.53% | $906 |
| 36 months36 Month CD, 2 Options | 3.79% | — | 3.79% | $1,181 |
| 60 months60 Month CD | 4.14% | — | 4.14% | $2,249 |
Sources (1)
- firstbottineau.com/deposits · captured Sep 19, 2026
Opening an account
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