Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 796–810 results
- Route 31Certificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000with conditionsRequirements
Product: Minimum $500 balance to earn dividend. Penalty for early withdrawal. Members can add money to any CD at any time, except restricted on some CD specials.
Offer: Standard rate.
Qualified rate · Effective Sep 25, 2026
Rate checked
More details - Black River Country BankYOUR. CD.CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Minimum $1,000 one-time opening deposit. Interest is compounded quarterly. May not make withdrawals of principal from the account until the maturity date. Substantial penalty for early withdrawal. Automatically renewable.
Offer: Substantial penalty for early withdrawal. Interest is compounded quarterly.
3.94% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - WaterStone BankPromotional Certificate of DepositCD · 12 months · $5,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro ratePromotional rate · 3.93% interest rate · Effective Oct 5, 2026
Rate checked
More details - Marine Credit UnionCertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Membership required. Penalty may be imposed for early withdrawal and subject to account closure. APY assumes principal and interest remain on deposit for full term.
3.94% interest rate · Effective Oct 1, 2026
Rate checked
More details - Union State BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: $1,000 minimum deposit. Penalty for early withdrawal. Fees may reduce earnings.
3.94% interest rate · Effective Sep 25, 2026
Rate checked
More details - Johnsonville TVA Employees Credit UnionWealth Builder Certificate of DepositCD · 12 months · $100 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Minimum balance to open Wealth Builder Certificate of Deposit: $100.00. Early Withdrawal Penalty: 90 days dividends. Dividend Compound: At Maturity.
Offer: Dividend Compound: At Maturity. Early withdrawal penalty: 90 days dividends.
4.00% interest rate · Effective Sep 23, 2026
Rate checked
More details - Johnsonville TVA Employees Credit UnionCertificate of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Minimum balance to open Certificate of Deposit: $1,000.00. Early Withdrawal Penalty: 90 days dividends. Dividend Compound: At Maturity.
Offer: Dividend Compound: At Maturity. Early withdrawal penalty: 90 days dividends.
4.00% interest rate · Effective Sep 23, 2026
Rate checked
More details - Endurance Federal Credit UnionCertificatesCD · 12 months · $500 min · 3.90%–4.10% by balance
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Minimum opening balance of $500.00. Dividend options include monthly dividend check, transfer to another credit union account, or redeposit into the share certificate. Penalties may apply for early withdrawal.
Offer: Early withdrawal penalty: 90 days.
3.83% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 3.90% $10,000 and upYour amount 4.00% $25,000 and up 4.05% $99,000 and up 4.10% Rate checked
More details - Barksdale Federal Credit UnionCertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Dividends compounded and credited monthly. Account automatically renews.
Offer: Fixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Automatic renewal with 10-day grace period.
3.93% interest rate · Effective Sep 29, 2026
Rate checked
More details - Members Plus Credit UnionMembers Plus Certificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Fixed-rate accounts that remain in effect until maturity. Penalty may apply for early withdrawal. Dividends assumed to remain on deposit until maturity.
3.92% interest rate · Effective Sep 24, 2026
Rate checked
More details - Stoneham Municipal Employees Federal Credit UnionTerm Share CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Substantial penalties for early withdrawals may apply. If applicable, fees could reduce earnings.
3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - AllCom Credit UnionCertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: AllCom membership is required. Early withdrawal penalty may apply. Dividends paid monthly or at maturity to CD, another account, or by check.
Offer: Regular CD
Rate checked
More details - Metro Credit UnionCertificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Rates shown are for new accounts opened and are subject to change after account opening. Credit Union membership is required (membership account with minimum $5.00). Substantial penalty on funds withdrawn prior to maturity. Fees may reduce earnings.
Promotional rate · 3.92% interest rate · Effective Sep 24, 2026
Rate checked
More details - Indiana Members Credit UnionCertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Membership savings account required. Maximum $1,000,000 per household. Penalty for early withdrawal. Fees could reduce earnings.
Offer: Membership savings account required. Maximum $1,000,000 per household. Penalty for early withdrawal.
3.93% interest rate · Balance cap $1,000,000 · Effective Oct 1, 2026
Rate checked
More details - Hendricks County BankCertificates of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Rates are subject to change and may change after the account is open. Fees could reduce earnings. A penalty may be imposed for early withdrawal of CDs.
Offer: Under $100,000.00. Penalty may be imposed for early withdrawal.
3.93% interest rate · Effective Sep 25, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,320 CDs at 4,376 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.45%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank