Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
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Top new-car loan rates
Showing 2461–2475 of 2,904 nationwide · median 5.00% APR
- 5.99%APRas low as
Terms
Rates as low as 5.99% APR. Flexible terms up to 84 months. Rate is based on credit history, amount financed, term, and age/mileage of collateral. Financing up to 100% plus tax, license, warranty and GAP Waiver.
Auto loan score 66 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Fixed APR; monthly payment; rates start at stated APR
Auto loan score 66 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Fixed rate; rates start at stated APR; monthly payment
Auto loan score 66 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model Year 2026 – 2022. Payment per $1,000 borrowed is $16.02. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required.
Auto loan score 66 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Auto loan score 66 · Carrot Score 98
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Auto loan score 66 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Fixed APR as low as stated rate. Rates reflect the lowest rate offered and depend on applicant's creditworthiness and other underwriting factors.
Auto loan score 66 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Up to 135% of Car Value (Minimum $15,000).
Auto loan score 66 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches - New Dimensions Federal Credit UnionAuto Secured Loans (Non-Real Estate) · up to 60 months
Credit union
5.99%APRas low asTerms
Rate is as low as; APR varies based on credit score and selected term. Monthly payment per $1,000 borrowed is $19.33.
Auto loan score 66 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Vehicle age 2023 and newer; estimated payment $19.32 per $1,000; includes 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Auto loan score 66 · Carrot Score 67
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Auto loan score 66 · Carrot Score 61
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as · up to 29.98%
5.99% APR, up to 29.98%
Terms
Rates range from 5.99% to 29.98%. Actual APR is based on year of collateral, loan to value, loan length, credit profile, market area and loan amount. Example: on an auto loan for $10,000 at 5.99% for 60 months, 60 payments of $193.28.
Auto loan score 66 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
ONERATE for new, used, and refinanced auto loans. Rate may be higher based on credit history, term, and age of vehicle. Membership eligibility required.
Auto loan score 66 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as · up to 17.99%
5.99% APR, up to 17.99%
Terms
Interest will continue to accrue during the 90 day no payment period. Member must meet membership eligibility requirements.
Auto loan score 66 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Vehicle Year: 2021-2023. Payments Per $1000 Per Month of Repayment: $16.57.
Auto loan score 66 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost nationwide
2,904 banks and credit unions · checked Oct 22–28
- Typical
- 5.00%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.62%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
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Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Hanscom Federal Credit UnionCredit union
- Popular DirectBank