Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
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Top new-car loan rates
Showing 2446–2460 of 2,904 nationwide · median 5.00% APR
- 5.99%APRas low as
Terms
Promotional as low as rate.
Auto loan score 66 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Estimated monthly payment of $19.33 per $1,000 financed. Rate is as low as.
Auto loan score 66 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
APR as low as. Term 49 to 63 months.
Auto loan score 66 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
5.99% APR fixed for loan amount of $15,000 or greater; purchases only; no prepayment penalties; subject to credit underwriting and credit approval.
Auto loan score 66 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
APR as low as stated. Rates based on credit history.
Auto loan score 66 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
All rates are based on credit history and qualifications. Rates are subject to change.
Auto loan score 66 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
As low as rate based on creditworthiness. Members who purchase through Auto Assistance get 0.50% off qualifying rate.
Auto loan score 66 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Model year 2026/2025. Term based on vehicle value up to 72 months.
Auto loan score 66 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Rate is 'as low as' 5.99% APR. Rates are dependent on credit score, credit history, loan term, and underwriting factors. Subject to credit approval.
Auto loan score 66
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
APR varies depending upon credit qualifications and selected terms. Up to 84 months to repay. On qualifying direct auto loans or external refinances, payments may be deferred for 90 days from closing (interest accrues during deferral). Offer valid on auto loans not currently financed with Freedom First.
Auto loan score 66 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Payments/$1,000: $17.82.
Auto loan score 66 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Rate is as low as 5.99% for new and used vehicles. Rate is based on credit qualifications, loan amount, and loan term.
Auto loan score 66 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Auto loan score 66 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
As low as APR. Subject to credit approval. Financing up to 125% MSRP.
Auto loan score 66 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
On approved credit (OAC). Lowest available rate to qualified borrowers; not applicable on internal refinances. Applies to 2017 or newer model year vehicles or vehicles valued at $10,000 or greater. Rate determined by loan type, applicable fees, terms requested, amount financed, and credit history.
Auto loan score 66 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost nationwide
2,904 banks and credit unions · checked Oct 22–28
- Typical
- 5.00%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.62%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
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Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Hanscom Federal Credit UnionCredit union
- Popular DirectBank