Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–11 of 11 in Weirton, WV-OH metro · median 5.39% APR
- 4.50%APRas low as · up to 13.75%
4.50% APR, up to 13.75%
Terms
Rates tiered by credit score: A++ (750+) 4.50%, A+ (720-749) 4.75%, A (650-719) 5.75%, B (620-649) 7.75%, C (549-619) 10.75%, D (548 & below) 13.75%
Auto loan score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as
Terms
(A+) 725+ credit score rating. 2024, 2025, 2026 models (never titled). Rates subject to 0.25% discount for auto payment.
Auto loan score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as · up to 13.00%
5.00% APR, up to 13.00%
Terms
Rates based on Experian Credit Score (A+ 760+ at 5.00% to E 534-450 at 13.00%)
Auto loan score 75 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 5.29%APRas low as
Terms
All loans subject to credit approval.
Auto loan score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as · up to 20.69%with conditions
5.34% APR, up to 20.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Available to well-qualified applicants. Includes a 0.25% discount for automated payment from a PNC checking account set up at loan closing; rate increases 0.25% if automated payment is discontinued. Available for 2018-2027 model year non-commercial vehicles with up to 80,000 miles (up to 100,000 miles based on credit qualifications).
Auto loan score 71 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - First Choice America Community Federal Credit UnionNew Vehicle Financing · up to 60 months
Credit union · 5 branches
5.39%APRas low asTerms
100% financing.
Auto loan score 76 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as · up to 15.49%
5.49% APR, up to 15.49%
Terms
Rates tiered by credit rating: A+ (5.49% APR), A (5.49% APR), B (5.99% APR), C (9.99% APR), D (11.49% APR), E (15.49% APR).
Auto loan score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low as · up to 17.95%
5.50% APR, up to 17.95%
Terms
Credit Score 780+ (Tier A++) to 600 - 639 (Tier C); Tier D & E (599 Or <) CALL
Auto loan score 71 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.76%APRas low as
Terms
Model Year: 2025 - 2027. Rate as low as 5.49%, APR as low as 5.76%. Payment $619.99 for 66 months based on $35,000 amount financed, 750 credit score, 75% LTV, 50,000 miles, and $250 processing fee.
Auto loan score 68 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.64%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Credit score 751 and higher. Example based on $20,000 loan amount for 2026 or newer vehicle. $250 origination fee. APR based on automatic payments with Main Street Bank checking account.
Auto loan score 63 · Carrot Score 61
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Weirton, WV-OH metro
11 banks and credit unions · checked Oct 16–22
- Typical
- 5.39%
- Top 10% up to
- 4.75%
- Banks, typical
- 6.00%
- Credit unions, typical
- 5.29%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches