Credit union · NCUA insured
Valley One Community Federal Credit Union
A $41.2M credit union headquartered in Steubenville, OH, with 3,680 members and 1 branch in Ohio.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Valley One Community Federal Credit Union
Valley One Community Federal Credit Union is based in Steubenville, Ohio, and serves members across Jefferson County and surrounding communities in Ohio and West Virginia.
- Headquarters
- 2990 Johnson Road, Steubenville, OH 43952
- NCUA charter
- 16756
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Jefferson County, Ohio are eligible for membership.
Branches
1 branch in Ohio
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Ohio
1 branch
- Main OfficeMain office2990 Johnson Road, Steubenville, OH 43952Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.17% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.16% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.66% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $23 | $59 | — |
- CapitalNet worth ratio12.17%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.16%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.66%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$23Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Valley One Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.