Credit union · NCUA insured
Hancock School Employees FCU
A $24.3M credit union headquartered in Weirton, WV, with 1,402 members and 1 branch in West Virginia. Best rates: CDs 4.00% and savings 0.50% APY.
Hancock School Employees FCU Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#5 of 12 in Weirton, WV-OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hancock School Employees FCU
Hancock School Employees Federal Credit Union is a school credit union located in Weirton, West Virginia, founded in November 1972.
After expanding its field of membership to Brooke County Schools in 1980, the credit union moved several times before purchasing its headquarters building at 384 Penco Road in 2004.
- Headquarters
- 384 Penco Rd, Weirton, WV 26062
- NCUA charter
- 21115
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees or affiliated individuals of eligible Brooke County Schools are eligible to join.
- Employees or affiliated individuals of eligible Hancock County Schools and listed area schools are eligible to join.
Branches
1 branch in West Virginia
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West Virginia
1 branch
- Hancock School Employee FCUMain office384 Penco Rd, Weirton, WV 26062Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.59% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.41% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.70% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $24 | $59 | — |
- CapitalNet worth ratio11.59%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.41%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.70%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$24Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hancock School Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.