Credit union · NCUA insured
S & J School Employees FCU
A $3M credit union headquartered in Wintersville, OH, with 624 members and 1 branch in Ohio.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About S & J School Employees FCU
- Headquarters
- 734 Main St, Wintersville, OH 43953
- NCUA charter
- 17331
Branches
1 branch in Ohio
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Ohio
1 branch
- S and J School Employees FCUMain office734 Main St, Wintersville, OH 43953Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.92% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.16% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.47% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $70 | $59 | — |
- CapitalNet worth ratio10.92%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.16%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.47%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$70Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of S & J School Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.