Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 31–45 of 94 in Indiana · median 5.00% APR
- 4.74%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
APRs include a 0.25 percentage-point rate reduction for GenFed checking with direct deposit and a 0.50 percentage-point rate reduction for LTV below 90% (reductions can be combined). Actual APR may be higher. Financing up to 84 months on new and 72 months on used cars; maximum vehicle loan amount $250,000. Optional 90-day payment delay (interest accrues). Prepayment penalty reimbursement up to $100 when refinancing.
Auto loan score 83 · Carrot Score 80
Rate checked · Auto loans rates on its site
More details - 4.74%APRas low as
Terms
Rate is 'as low as'. Terms up to 120 months.
Auto loan score 82 · Carrot Score 85
Rate checked · Auto loans rates on its site
More details - 4.75%APRas low as
Terms
Model years 2026-2021. As low as 4.75% APR.
Auto loan score 87 · Carrot Score 75
Rate checked · Auto loans rates on its site
More details - 4.75%APRas low as
Terms
Rate quoted is limited to A+ credit tiers only at 48 month financing; higher rates may apply based on credit worthiness and based on term selection and amount financed compared to equity. 72 month financing limited to current and previous 9 model years over $10,000 financing; 84 month financing limited to current and previous 5 model years over $30,000 financing.
Auto loan score 83 · Carrot Score 84
Rate checked · Auto loans rates on its site
More details - 4.90%APRas low as
Terms
Anniversary Special promotional rate for new or used 2020-2026 automobiles and motorcycles. Maximum term of 60 months. Current ViaCU loans are not eligible for refinancing at promotional rate. Offer ends December 31, 2026.
Auto loan score 86 · Carrot Score 85
Rate checked · Auto loans rates on its site
More details - 4.90%APRas low as
Terms
Maximum term 60 months; NADA Retail Value must be $10,000.00 or greater to get maximum term
Auto loan score 82 · Carrot Score 89
Rate checked · Auto loans rates on its site
More details - 4.95%APRas low as
Terms
As low as 4.95% APR. Terms vary. Subject to credit approval. Rate may vary based on individual creditworthiness. Terms and conditions are subject to change without notice.
Auto loan score 86 · Carrot Score 83
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Terms
Model year 2023 and Newer
Auto loan score 83 · Carrot Score 85
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Terms
APR as low as stated based on creditworthiness.
Auto loan score 83 · Carrot Score 73
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
- 4.99%APRas low as
Terms
Promotional rate. Collateral: 2020 - 2027 model years. Fixed rate. Not available on refinance of current ProFed debt and requires $10,000 new money. Best rate for credit score 720 or higher. No fees on auto loans.
Auto loan score 83 · Carrot Score 86
Rate checked · Auto loans rates on its site
More details - Solidarity Community Credit UnionAuto Loans - (2023 & Newer) · up to 60 months
Credit union · 2 branches
4.99%APRas low asTerms
Lowest advertised rate of 4.99% APR is for 2023 or-newer vehicles, 60-month term, and borrowers with a FICO score of 725 or higher.
Auto loan score 83 · Carrot Score 82
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
- 4.99%APRas low as
Terms
Estimated payment per $1000 is $17.36.
Auto loan score 81 · Carrot Score 87
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Terms
Rate as low as 4.99% for terms up to 60 months.
Auto loan score 80 · Carrot Score 79
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Indiana
94 banks and credit unions · checked Oct 23–30
- Typical
- 5.00%
- Top 10% up to
- 4.46%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- Elements FinancialCredit union · 5 branches