Credit union · NCUA insured
One Vision Credit Union Auto Loan Rates
One Vision Credit Union auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 15, 2026.
How One Vision Credit Union’s auto loan rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where One Vision Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
One Vision Credit Union
4.99%APR
- Terms
- up to 60 months
Newer (2024 - 2027) Auto Loans
Lowest rate
Brown Forman Employees Credit Union
3.99%APR
- Terms
- —
2nd-lowest rate
Louisville/Jefferson County Metropolitan Sewer District (MSD)
4.25%APR
- Terms
- up to 72 months
Louisville/Jefferson County Metropolitan Sewer District (MSD) rates
One Vision Credit Union auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where One Vision Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Newer (2024 - 2027) Auto Loans
Advertised rates are subject to change without notice and rate will be determined based on creditworthiness, terms of loan, and collateral. All loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.74% | Rate as low as 4.74% for terms up to 48 months. |
| up to 60 months | 4.99% | Rate as low as 4.99% for terms up to 60 months. |
| up to 72 months | 5.74% | Rate as low as 5.74% for terms up to 72 months; loan amount $15,000+. |
| up to 84 months | 6.99% | Rate as low as 6.99% for terms up to 84 months; loan amount $25,000+. |
Sources (1)
- onevisionfcu.org/better-rates-…-banking-with-one-vision · captured Oct 7, 2026
Used (2020 - 2023) Auto Loans
Advertised rates are subject to change without notice and rate will be determined based on creditworthiness, terms of loan, and collateral. All loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.24% | Rate as low as 5.24% for terms up to 48 months. |
| up to 60 months | 5.49% | Rate as low as 5.49% for terms up to 60 months. |
| up to 72 months | 6.49% | Rate as low as 6.49% for terms up to 72 months; loan amount $15,000+. |
| up to 84 months | 7.74% | Rate as low as 7.74% for terms up to 84 months; loan amount $25,000+. |
Sources (1)
- onevisionfcu.org/better-rates-…-banking-with-one-vision · captured Oct 7, 2026
Who can join One Vision Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Clark, Floyd, or Harrison Counties in Indiana.
Family and household
- Immediate family members (related by blood, marriage, or adoption) of members and individuals permanently living within a primary member's household are eligible to join.
Cost to join
- Opening an everyday savings account with $5 is required for membership.
Membership information collected October 5, 2026.