Credit union · NCUA insured
Profed Credit Union Auto Loan Rates
Profed Credit Union auto loans start at 5.74% APR for a new vehicle and 5.74% for a used one. Rates checked October 15, 2026.
How Profed Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Profed Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Profed Credit Union
5.74%APR
- Terms
- up to 66 months
- Discount
- None included
Auto Loans
Lowest rate
Public Service Credit Union
4.29%APR
- Terms
- 60–83 months
- Discount
- Included in the rate
2nd-lowest rate
Summit Choice Credit Union
4.39%APR
- Terms
- up to 60 months
- Discount
- None included
Profed Credit Union auto loan score
69
Auto loan score
Higher than 25% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Profed Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinancing
Membership at ProFed is required. Out-of-state loan applications can only be processed for existing members. Rate varies depending on credit score. Promotional rates are not available on refinance of current ProFed debt and require $15,000 new money.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.49% | Collateral: 2024 - 2026 model years. Fixed rate. |
| up to 75 months | 5.99% | Collateral: 2023 - 2026 model years. Fixed rate. |
| up to 66 months | 5.74% | Collateral: 2020 - 2026 model years. Fixed rate. |
| up to 48 months | 5.34% | Collateral: 2019 - 2026 model years. Fixed rate. |
| up to 48 months | 6.24% | Collateral: 2017 - 2018 model years. Fixed rate. |
Sources (2)
All captured Oct 7, 2026
Auto Loans
Membership at ProFed is required. Out-of-state loan applications can only be processed for existing members. Rate varies depending on credit score (credit score 720+ gets best rate). No fees on auto loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.49% | Collateral: 2024 - 2026 model years. Fixed rate. |
| up to 75 months | 5.99% | Collateral: 2023 - 2026 model years. Fixed rate. |
| up to 66 months | 5.74% | Collateral: 2020 - 2026 model years. Fixed rate. |
| up to 48 months | 5.34% | Collateral: 2019 - 2026 model years. Fixed rate. |
| up to 48 months | 6.24% | Collateral: 2017 - 2018 model years. Fixed rate. |
Sources (1)
- profedcu.org/personal/loans/auto-loans · captured Oct 7, 2026
Who can join Profed Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, attend school, volunteer, or regularly conduct business in Adams, Allen, DeKalb, Huntington, LaGrange, Noble, Steuben, Wells and Whitley counties.
Cost to join
- You can own a piece of the credit union with just $5.
Membership information collected October 5, 2026.