Credit union · NCUA insured
Vulcraft Employees FCU Auto Loan Rates
Vulcraft Employees FCU auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How Vulcraft Employees FCU’s auto loan rates compare
Compared with banks and credit unions near Auburn, IN, where Vulcraft Employees FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Vulcraft Employees FCU
4.99%APR
- Terms
- 60–72 months
- Up to
- —
- Discount
- None included
Autos Brand New
Lowest rate
Fort Financial Credit Union
4.49%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- Included in the rate
3rd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Vulcraft Employees FCU auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Vulcraft Employees FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Autos Brand New
| Terms | APR | Conditions |
|---|---|---|
| 60–72 months | 4.99% | Model Year: 2025-2026 |
| up to 84 months | 5.74% | Model Year: 2025-2026 |
Sources (1)
- vulcraftfcu.com/loan-accounts · captured Oct 7, 2026
Autos Used
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.74% | Model Year: 2019-2026 |
| up to 72 months | 5.24% | Model Year: 2019-2026 |
| up to 60 months | 4.99% | Model Year: 2019-2026 |
| up to 24 months | 6.24% | Model Year: 2018-older up to 25 years |
| up to 36 months | 6.74% | Model Year: 2018-older up to 25 years |
| 48–60 months | 7.24%–7.74% | Model Year: 2018-older up to 25 years |
Sources (1)
- vulcraftfcu.com/loan-accounts · captured Oct 7, 2026
Who can join Vulcraft Employees FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.