Credit union · NCUA insured
Via Credit Union Auto Loan Rates
Via Credit Union auto loans start at 4.90% APR for a new vehicle and 4.90% for a used one. Rates checked October 15, 2026.
How Via Credit Union’s auto loan rates compare
Compared with banks and credit unions near Marion, IN, where Via Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Via Credit Union
4.90%APR
- Terms
- —
- Up to
- —
ViaAuto Loan
Lowest rate
Fortress Federal Credit Union
4.39%APR
- Terms
- up to 66 months
- Up to
- 15.49% APR
2nd-lowest rate
Indiana Members Credit Union
4.49%APR
- Terms
- 36–84 months
- Up to
- 6.74% APR
Via Credit Union auto loan score
86
Auto loan score
Higher than 73% of U.S. banks and credit unions
- New vehicleNew4.90%
- Used vehicleUsed4.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Via Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
ViaAuto Loan
Rate may vary based on credit score/history, collateral conditions, and underwriting factors. Excludes current ViaCU loans from refinancing at promotional rate. Zero application fees.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.90% | Standard rate for New/Used Auto & Motorcycle. Rates and terms subject to change at any time without notice. |
| up to 66 months | 4.90% | Anniversary Special promotional rate for new or used 2020-2026 automobiles and motorcycles. Maximum term of 66 months is available for financed amounts of $12,500 or more. Current ViaCU loans are not eligible for refinancing at promotional rate. Offer ends September 30, 2026. |
Sources (3)
All captured Oct 5, 2026
Who can join Via Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents or workers in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash, or Wells County, Indiana.
Family and household
- Membership is open to family members (including spouse, children, parents, siblings, grandparents, grandchildren, and steps) of current members or individuals within the field of membership.
- Membership is open to individuals sharing a household with a member.
Cost to join
- A deposit of at least $50 in ViaMembership Shares is required to avoid a $3 monthly access fee.
Membership information collected October 5, 2026.