Credit union · NCUA insured
Power One Federal Credit Union Auto Loan Rates
Power One Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How Power One Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Power One Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Power One Federal Credit Union
4.99%APR
- Terms
- 49–66 months
- Discount
- None included
Car and Truck Rates
Lowest rate
Public Service Credit Union
4.29%APR
- Terms
- 60–83 months
- Discount
- Included in the rate
2nd-lowest rate
Summit Choice Credit Union
4.39%APR
- Terms
- up to 60 months
- Discount
- None included
Power One Federal Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Power One Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Car and Truck Rates
We will finance classic cars—Call Brett Cain for details. *Extended terms available-up to 120 Months*.
| Terms | APR | Conditions |
|---|---|---|
| 36–48 months | 4.49% | Model year 2022-2026 |
| 49–66 months | 4.99% | Model year 2022-2026 |
| 67–75 months | 5.49% | Model year 2022-2026 |
| 76–84 months | 6.49% | Model year 2022-2026 |
| 36–48 months | 5.29% | Model year 2019-2021 |
| 49–66 months | 5.49% | Model year 2019-2021 |
| 67–75 months | 6.29% | Model year 2019-2021 |
| 76–84 months | 6.99% | Model year 2019-2021 |
| 36–48 months | 6.99% | Model year 2010-2018 |
| 49–66 months | 7.49% | Model year 2010-2018 |
| 36–48 months | 8.49% | Model year 2009 and Below* |
Sources (1)
- poweronefcu.org/rates · captured Oct 7, 2026
Motorcycle, Rec Vehicle Loan Rates
| Terms | APR | Conditions |
|---|---|---|
| 36–48 months | 6.49% | Model year 2022-2026 |
| 49–66 months | 6.49% | Model year 2022-2026 |
| 67–75 months | 6.79% | Model year 2022-2026 |
| 76–84 months | 7.29% | Model year 2022-2026 |
| 49–66 months | 6.79% | Model year 2019-2021 |
| 67–75 months | 7.29% | Model year 2019-2021 |
| 36–48 months | 7.99% | Model year 2014-2018 |
| 49–66 months | 8.29% | Model year 2014-2018 |
| 36–48 months | 11.49% | Model year 2004-2013 (Inspection may be required) |
| 36–48 months | 10.49% | Vintage (Inspection may be required) |
Sources (1)
- poweronefcu.org/rates · captured Oct 7, 2026
Who can join Power One Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals living in the Spy Run Neighborhood Association are eligible for membership.
Employers and groups
- Employees of AEP are eligible for membership.
- Employees of Plastic Composites are eligible for membership.
Family and household
- Immediate family members of existing members are eligible to join.
Cost to join
- Membership requires opening a Share/Savings account with an initial deposit of $5.00, representing one share.
Membership information collected October 5, 2026.