Credit union · NCUA insured
Solidarity Community Credit Union Auto Loan Rates
Solidarity Community Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How Solidarity Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kokomo, IN, where Solidarity Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Solidarity Community Credit Union
4.99%APR
- Terms
- up to 60 months
Auto Loans - (2023 & Newer)
Lowest rate
Haynes Community FCU
3.85%APR
- Terms
- up to 60 months
2nd-lowest rate
Financial Center First
4.49%APR
- Terms
- —
Solidarity Community Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Solidarity Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans - (2017 and older)
Membership eligibility and credit approval required. Rates quoted as low as; rate and term determined by creditworthiness, model year, loan-to-value, and length of repayment.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.69% | $4,500 or more financed. |
Sources (1)
- solfcu.org/auto-loans-lp · captured Oct 7, 2026
Auto Loans - (2018 - 2020)
Membership eligibility and credit approval required. Rates quoted as low as; rate and term determined by creditworthiness, model year, loan-to-value, and length of repayment.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.69% | — |
| up to 72 months | 6.09% | $15,000 or more financed. |
| up to 84 months | 6.89% | $25,000 or more financed. |
Sources (1)
- solfcu.org/auto-loans-lp · captured Oct 7, 2026
Auto Loans - (2021 - 2022)
Membership eligibility and credit approval required. Rates quoted as low as; rate and term determined by creditworthiness, model year, loan-to-value, and length of repayment.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.29% | — |
| up to 72 months | 5.69% | $15,000 or more financed. |
| up to 84 months | 6.49% | $25,000 or more financed. |
Sources (1)
- solfcu.org/auto-loans-lp · captured Oct 7, 2026
Auto Loans - (2023 & Newer)
Membership eligibility and credit approval required. Rates quoted as low as; rate and term determined by creditworthiness, model year, loan-to-value, and length of repayment.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | Lowest advertised rate of 4.99% APR is for 2023 or-newer vehicles, 60-month term, and borrowers with a FICO score of 725 or higher. |
| up to 72 months | 5.29% | $15,000 or more financed. |
| up to 84 months | 6.09% | $25,000 or more financed. |
Sources (1)
- solfcu.org/auto-loans-lp · captured Oct 7, 2026
Motorcycle Loans (2017 and older)
Must be a Solidarity member; credit approval required; lowest rate requires FICO 725+; motorcycle must be 2017 or older.
| Terms | APR | Conditions |
|---|---|---|
| 60+ months | 9.19% | 2017 and older Motorcycles |
Sources (1)
- solfcu.org/auto-loans-lp · captured Oct 7, 2026
Motorcycle Loans (2018 - 2020)
Must be a Solidarity member; credit approval required; lowest rate requires FICO 725+; motorcycle must be 2018 to 2020 model year; financing terms based on financed amount.
| Terms | APR | Conditions |
|---|---|---|
| 60+ months | 7.19% | 2018 to 2020 Motorcycles |
| 72+ months | 7.59% | Financed $15,000 or more; 2018 to 2020 Motorcycles |
| 84+ months | 8.39% | Financed $25,000 or more; 2018 to 2020 Motorcycles |
Sources (1)
- solfcu.org/auto-loans-lp · captured Oct 7, 2026
Motorcycle Loans (2021 - 2022)
Must be a Solidarity member; credit approval required; lowest rate requires FICO 725+; motorcycle must be 2021 to 2022 model year; financing terms based on financed amount.
| Terms | APR | Conditions |
|---|---|---|
| 60+ months | 6.79% | 2021 and 2022 Motorcycles |
| 72+ months | 7.19% | Financed $15,000 or more; 2021 and 2022 Motorcycles |
| 84+ months | 7.99% | Financed $25,000 or more; 2021 and 2022 Motorcycles |
Sources (1)
- solfcu.org/auto-loans-lp · captured Oct 7, 2026
Motorcycle Loans (2023 & Newer)
Must be a Solidarity member; credit approval required; lowest rate requires FICO 725+; motorcycle must be 2023 model year or newer; financing terms based on financed amount.
| Terms | APR | Conditions |
|---|---|---|
| 60+ months | 6.49% | 2023 & Newer Motorcycles; Financed $4,500 or more |
| 72+ months | 6.79% | Financed $15,000 or more; 2023 & Newer Motorcycles |
| 84+ months | 7.59% | Financed $25,000 or more; 2023 & Newer Motorcycles |
Sources (1)
- solfcu.org/auto-loans-lp · captured Oct 7, 2026
Who can join Solidarity Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Howard, Tipton, Miami, Cass, Carroll, Clinton, or White Counties are eligible for membership.
Employers and groups
- Businesses or legal entities located in Howard, Tipton, Miami, Cass, Carroll, Clinton, or White Counties are eligible for membership.
Family and household
- Individuals who have a family member who is an existing member of Solidarity Community FCU are eligible for membership.
Membership information collected October 5, 2026.