Compare Bank & Credit Union Rates
Best auto loan rates in Maine
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–15 of 47 in Maine · median 4.95% APR
- 3.95%APRas low as
Terms
Model Year: 2023 and Newer
Auto loan score 96 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 3.99%APRas low as
Terms
Rates as low as 3.99% APR. Rates subject to change without notice. All loans subject to credit approval; actual rate and terms may vary based on creditworthiness, loan term, and vehicle age. First payment may be deferred for up to 90 days; interest begins accruing from the date of loan disbursement. Membership required.
Auto loan score 94 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 4.09%APRas low as
Terms
As Low As. Vehicle qualifies for 'New' rates if it is the current model year or up to two model years old and has no more than 15,000 miles per model year. Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
Auto loan score 93 · Carrot Score 94
Rate checked · Auto loans rates on its site
Rates and branches - 4.24%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Payment per $1,000 borrowed is $18.53.
Auto loan score 93 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - 4.24%APRas low as
Terms
Rates as low as 4.24% APR vary based on creditworthiness. Applies to 37-60 month term for loans secured by non-commercial passenger vehicles including autos and light-duty trucks, both new and used up to 7 model years old. Minimum loan amount $3,000.
Auto loan score 93 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Up to 110% financing. Payment per $1,000 is $18.64. Rates reflect relationship loan discount pricing. Not all applicants will qualify for lowest rate.
Auto loan score 87 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - Lisbon Community FCUNew/Used Vehicle Loans, Model Year 2022 & Newer · up to 60 months
Credit union · 2 branches
4.49%APRas low asTerms
Payment per $1,000 is $18.65. Terms may vary, subject to qualification.
Auto loan score 86 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
As low as rate for 60 months. Rates based on creditworthiness and term of loan. Additional discounts may apply.
Auto loan score 89 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Collateral year 2022-2026. Rates as low as stated. 0.15% discount for direct deposit into EMFCU; 0.10% discount for auto pay from EMFCU account.
Auto loan score 89 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - TruChoice Federal Credit UnionNew Vehicle (Less than 3 years old) · up to 60 months
Credit union · 3 branches
4.50%APRas low asTerms
As low as 4.50% APR for terms up to 60 months. No minimum.
Auto loan score 89 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
49-60 months. Payment per $1000 financed is $18.65 (60 months). Model Year 2022 and Newer. APR varies based on credit score.
Auto loan score 85 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 4.53%APRas low as
Terms
Rate and APR as low as stated based on creditworthiness and term. Minimum loan amount $7,500. Includes $25 document fee in payment calculation.
Auto loan score 89 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - Cumberland County Federal Credit UnionNew & Used Autos ≤ 5 Years Old (Model Years: 2022 - 2026) · up to 60 months
Credit union · 6 branches
4.60%APRas low asTerms
Credit Rate: A+
Auto loan score 88 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.60%APRas low as
Auto loan score 88 · Carrot Score 96
Rate checked · Auto loans rates on its site
Rates and branches - 4.69%APRas low as
Terms
Model years 2022-2026. Rate is APR as low as based on credit score.
Auto loan score 88 · Carrot Score 90
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Maine
47 banks and credit unions · checked Oct 16–22
- Typical
- 4.95%
- Top 10% up to
- 4.39%
- Banks, typical
- 6.33%
- Credit unions, typical
- 4.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches