Compare Bank & Credit Union Rates
Best auto loan rates in Yarmouth, ME
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–15 of 24 in Cumberland County, ME · median 4.74% APR
- 3.95%APRas low as
Terms
Model Year: 2023 and Newer
Auto loan score 96 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.09%APRas low as
Terms
As Low As. Vehicle qualifies for 'New' rates if it is the current model year or up to two model years old and has no more than 15,000 miles per model year. Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
Auto loan score 93 · Carrot Score 94
Rate checked · Auto loans rates on its site
Rates and branches - 4.24%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Payment per $1,000 borrowed is $18.53.
Auto loan score 93 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - 4.24%APRas low as
Terms
Rates as low as 4.24% APR vary based on creditworthiness. Applies to 37-60 month term for loans secured by non-commercial passenger vehicles including autos and light-duty trucks, both new and used up to 7 model years old. Minimum loan amount $3,000.
Auto loan score 93 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Up to 110% financing. Payment per $1,000 is $18.64. Rates reflect relationship loan discount pricing. Not all applicants will qualify for lowest rate.
Auto loan score 87 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
As low as rate for 60 months. Rates based on creditworthiness and term of loan. Additional discounts may apply.
Auto loan score 89 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - TruChoice Federal Credit UnionNew Vehicle (Less than 3 years old) · up to 60 months
Credit union · 1 branch
4.50%APRas low asTerms
As low as 4.50% APR for terms up to 60 months. No minimum.
Auto loan score 89 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.53%APRas low as
Terms
Rate and APR as low as stated based on creditworthiness and term. Minimum loan amount $7,500. Includes $25 document fee in payment calculation.
Auto loan score 89 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - Cumberland County Federal Credit UnionNew & Used Autos ≤ 5 Years Old (Model Years: 2022 - 2026) · up to 60 months
Credit union · 6 branches
4.60%APRas low asTerms
Credit Rate: A+
Auto loan score 88 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.60%APRas low as
Auto loan score 88 · Carrot Score 96
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low as
Terms
Rate as low as 4.74% APR. Based on creditworthiness criteria. Vehicle age will determine the maximum loan term permitted by our policies. Monthly payment example: For a loan with a 4.74% APR and a 60-month term, the monthly payment will be $18.64 per $1,000 borrowed.
Auto loan score 87 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
60 Month New Auto Loans. Model Year 2024 and Newer. New/Refinance. Rates displayed include the additional All-In Member Pricing interest rate discount up to 0.50% APR. Requirements: 21+ debit or credit card transactions per month (transaction count is not a combination of debit and credit card transactions; debit posted within calendar month, credit posted between 27th of previous month and 26th of current month; excludes ATM/cash) and minimum of $1,500 in direct deposit(s) and/or mobile deposit within last 31 days into qualifying account; must maintain open consumer checking account within same membership. Electronic payment indicated; add 1% for non-electronic payment method.
Auto loan score 82 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate reflects 0.25% discount for relationship pricing. Payment per $1,000 is $17.96. As low as rate subject to credit approval.
Auto loan score 81 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.90%APRas low as
Terms
100% Financing. No in-house refinancing. Applications subject to approval.
Auto loan score 82 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
No down payment required.
Auto loan score 83 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Cumberland County, ME
24 banks and credit unions · checked Oct 16–22
- Typical
- 4.74%
- Top 10% up to
- 4.24%
- Banks, typical
- 6.51%
- Credit unions, typical
- 4.60%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches