Compare Bank & Credit Union Rates
Best auto loan rates in South Portland, ME
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–10 of 10 in South Portland, ME · median 4.82% APR
- 3.95%APRas low as
Terms
Model Year: 2023 and Newer
Auto loan score 96 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.09%APRas low as
Terms
As Low As. Vehicle qualifies for 'New' rates if it is the current model year or up to two model years old and has no more than 15,000 miles per model year. Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
Auto loan score 93 · Carrot Score 94
Rate checked · Auto loans rates on its site
Rates and branches - 4.24%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Payment per $1,000 borrowed is $18.53.
Auto loan score 93 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Up to 110% financing. Payment per $1,000 is $18.64. Rates reflect relationship loan discount pricing. Not all applicants will qualify for lowest rate.
Auto loan score 87 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate reflects 0.25% discount for relationship pricing. Payment per $1,000 is $17.96. As low as rate subject to credit approval.
Auto loan score 81 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.90%APRas low as
Terms
100% Financing. No in-house refinancing. Applications subject to approval.
Auto loan score 82 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.98%APRas low as · up to 7.23%with conditions
5.98% APR, up to 7.23%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Age of Auto: NEW to 5 Years. Payment per $1,000 of loan, per month is $19.27 to $19.86. Lowest rate assumes automatic payment deduction from a Bath Savings deposit account, combined deposit relationship of $10,000+, and credit score >= 750. APR calculated on a $10,000 loan including $45.00 origination fee.
Auto loan score 67 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches - 6.78%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
New (untitled). Includes a 0.25% relationship discount for automatic payments from Mutual Checking or Mutual Interest Checking. Example payment: 60 monthly payments @ $16.67 per $1,000 borrowed.
Auto loan score 61 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 6.79%APRas low as · up to 15.69%with conditions
6.79% APR, up to 15.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
To qualify for the lowest APR available (6.79%): term must be 48 months or less; collateral model year must be 2025 or newer; must have or open an M&T MyChoice Premium or Power Checking account at time of application; and automatic payment deductions from any M&T checking account must be established. Terms up to 84 months available.
Auto loan score 62 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in South Portland, ME
10 banks and credit unions · checked Oct 16–22
- Typical
- 4.82%
- Top 10% up to
- 4.08%
- Banks, typical
- 6.38%
- Credit unions, typical
- 4.36%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches