Compare Bank & Credit Union Rates
Best auto loan rates in Augusta, ME
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–6 of 6 in Augusta, ME · median 4.86% APR
- 4.09%APRas low as
Terms
As Low As. Vehicle qualifies for 'New' rates if it is the current model year or up to two model years old and has no more than 15,000 miles per model year. Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
Auto loan score 93 · Carrot Score 94
Rate checked · Auto loans rates on its site
Rates and branches - 4.24%APRas low as
Terms
Rates as low as 4.24% APR vary based on creditworthiness. Applies to 37-60 month term for loans secured by non-commercial passenger vehicles including autos and light-duty trucks, both new and used up to 7 model years old. Minimum loan amount $3,000.
Auto loan score 93 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low as
Terms
Rate as low as 4.74% APR. Based on creditworthiness criteria. Vehicle age will determine the maximum loan term permitted by our policies. Monthly payment example: For a loan with a 4.74% APR and a 60-month term, the monthly payment will be $18.64 per $1,000 borrowed.
Auto loan score 87 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
No down payment required.
Auto loan score 83 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Automatic payment required for lowest rate offered. Payment per $1,000 is $18.99.
Auto loan score 72 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low as · up to 10.50%
5.50% APR, up to 10.50%
Terms
Rates by credit tier: A+ (730+) 5.50%, A (680-729) 5.75%, B (630-679) 6.50%, C (600-629) 8.25%, D (599 and below) 10.50%. Stated rates are for New collateral.
Auto loan score 66 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Augusta, ME
6 banks and credit unions · checked Oct 22
- Typical
- 4.86%
- Top 10% up to
- 4.16%
- Credit unions, typical
- 4.86%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Augusta, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Trademark Federal Credit UnionCredit union · 1 branch
- Northeast BankBank · 1 branch
- University Credit UnionCredit union · 1 branch