Compare Bank & Credit Union Rates
Best auto loan rates in Indiana
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 91–105 of 111 in Indiana · median 5.25% APR
- 6.14%APRas low as
Terms
Rate as low as 5.99%.
Auto loan score 65 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as · up to 8.99%
6.24% APR, up to 8.99%
Terms
Model year 2026/2022; Credit tiers 720 & Higher (6.24%) to 660-699 (8.99%)
Auto loan score 65 · Carrot Score 67
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Final rate determined by credit score, vehicle age, vehicle value and loan term.
Auto loan score 63 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 6.29%APRas low as
Terms
Model year 2024 and newer.
Auto loan score 64 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 6.29%APRas low as
Terms
Model years 2025 - 2026. Rates based on evaluation of credit history.
Auto loan score 62 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 6.34%APRas low as
Terms
Auto Year 2024+.
Auto loan score 64 · Carrot Score 91
Rate checked · Auto loans rates on its site
Rates and branches - First Savings Bank of HegewischNew Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales) · up to 60 months
Bank · 5 branches
6.45%APRas low asTerms
90% Loan-to-Value. Payment example $195.43 monthly based on a $10,000.00 loan.
Auto loan score 62 · Carrot Score 61
Rate checked · Auto loans rates on its site
Rates and branches - 6.49%APRas low as
Terms
6.49% APR is based on 60-month term, 2022 or newer vehicle, with a minimum credit score of 740. Subject to credit approval; rates subject to change.
Auto loan score 63
Rate checked · Auto loans rates on its site
Rates and branches - 6.49%APRas low as
Terms
As low as APR. Example: APR on a $20,000 loan is 6.49% based on a rate of 6.40%, resulting in an approximate payment of $336.09, for a 72 month term. Subject to a one-time $49 processing fee.
Auto loan score 63 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches - 6.69%APRas low as
Terms
New (2025 & Newer). Monthly payment estimate per $10,000 borrowed $197.06.
Auto loan score 62 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 6.75%APRas low as
Terms
Rate is advertised as low as 6.75% APR. Rate based on creditworthiness and term of loan. Up to 100% financing available for qualified borrowers. Regular savings account required.
Auto loan score 62 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 6.81%APRas low as
Terms
Vehicle Year: 2025-New
Auto loan score 62 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches - 6.89%APRas low as
Terms
Model years 2018–2026. APR includes application fee, VSI fee, and electronic title fees, based on a $20,000.00 loan (e.g., $394.96/mo for 60 mos on a 2026 vehicle).
Auto loan score 62 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches - 6.99%APRas low as
Terms
Year: 2024. Also included are 2023 vehicles with less than 10,000 miles and 2023 new, untitled vehicles.
Auto loan score 62 · Carrot Score 61
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Indiana
111 banks and credit unions · checked Oct 15–22
- Typical
- 5.25%
- Top 10% up to
- 4.39%
- Banks, typical
- 6.47%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch