Credit union · NCUA insured
Grand Heritage FCU
A $21.8M credit union headquartered in La Porte, IN, with 2,013 members and 1 branch in Indiana. Best rates: CDs 0.20% APY.
Grand Heritage FCU Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#11 of 12 in Michigan City, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Grand Heritage FCU
Grand Heritage Federal Credit Union is based in La Porte, Indiana, and has been serving the community since 1964.
Opening a share savings account makes each member a shareholder and an owner in the credit union.
- Headquarters
- 201 Koomler Dr, La Porte, IN 46350-2576
- NCUA charter
- 10666
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons living, working, attending school, or places of worship in La Porte County are eligible for membership.
Employers and groups
- Volunteers of any school, church, parish, hospital, or association within La Porte County are eligible for membership.
Family and household
- Immediate family members of a Grand Heritage member (spouse, parents, grandparents, children, grandchildren, and siblings, including step and adopted) are eligible for membership.
Branches
1 branch in Indiana
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Indiana
1 branch
- Grand Heritage Federal Credit UnionMain office201 Koomler Dr, La Porte, IN 46350Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.43% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.22% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.19% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $47 | $59 | — |
- CapitalNet worth ratio9.43%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.22%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.19%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$47Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Grand Heritage FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.