Compare Bank & Credit Union Rates
Best auto loan rates in Kokomo, IN
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–7 of 7 in Kokomo, IN · median 4.99% APR
- 3.85%APRas low as
Terms
New vehicle loan.
Auto loan score 96 · Carrot Score 97
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low as
Terms
Rates As Low As 4.49% APR* with an Auto Loan; No Payments for 90 Days*
Auto loan score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.69%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
2023 & Newer. Rate listed reflects 730+ FICO 8 credit score and includes all eligible discounts.
Auto loan score 86 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - Solidarity Community Credit UnionAuto Loans - (2023 & Newer) · up to 60 months
Credit union · 2 branches
4.99%APRas low asTerms
Lowest advertised rate of 4.99% APR is for 2023 or-newer vehicles, 60-month term, and borrowers with a FICO score of 725 or higher.
Auto loan score 83 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Model year 2026 & newer with loan amount $20,000+. Maximum term 72 months.
Auto loan score 77 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as · up to 20.69%with conditions
5.34% APR, up to 20.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Available to well-qualified applicants. Includes a 0.25% discount for automated payment from a PNC checking account set up at loan closing; rate increases 0.25% if automated payment is discontinued. Available for 2018-2027 model year non-commercial vehicles with up to 80,000 miles (up to 100,000 miles based on credit qualifications).
Auto loan score 71 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.46%APRas low as
Terms
Additional qualifications may apply. Rates can change without notice.
Auto loan score 69 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Kokomo, IN
7 banks and credit unions · checked Oct 15–22
- Typical
- 4.99%
- Top 10% up to
- 4.23%
- Banks, typical
- 5.34%
- Credit unions, typical
- 4.84%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Kokomo, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Haynes Community FCUCredit union · 1 branch
- Security Federal Savings BankBank · 2 branches