Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Michigan
Showing 51–75 of 190 scored for CDs
- Michigan Coastal Credit Union3–8 mo 3.40% · 9–15 mo 4.30% · 16–30 mo 3.50% · 31–60 mo 3.55%
Credit union · 2 branches
87CD score#51 in Michigan - Sovita Credit Union3–8 mo 3.95% · 9–15 mo 3.94% · 16–30 mo 3.85% · 31–60 mo 3.85%
Credit union · 5 branches
87CD score#52 in Michigan - Diversified Members Credit Union3–8 mo 3.40% · 9–15 mo 5.15% · 16–30 mo 3.60% · 31–60 mo 3.00%
Credit union · 4 branches
87CD score#53 in Michigan - Muskegon Federal Credit Union3–8 mo 3.03% · 9–15 mo 4.06% · 16–30 mo 4.06% · 31–60 mo 3.70%
Credit union · 3 branches
87CD score#54 in Michigan - Polish-American FCU3–8 mo 3.99% · 9–15 mo 4.00% · 16–30 mo 3.95% · 31–60 mo 3.60%
Credit union · 2 branches
87CD score#54 in Michigan - AAC Credit Union3–8 mo 3.80% · 9–15 mo 4.15% · 16–30 mo 3.60% · 31–60 mo 3.50%
Credit union · 7 branches
87CD score#56 in Michigan - Gerber Federal Credit Union3–8 mo 3.25% · 9–15 mo 3.50% · 16–30 mo 3.75% · 31–60 mo 4.50%
Credit union · 3 branches
87CD score#57 in Michigan - Forest Area Federal Credit Union3–8 mo 4.10% · 9–15 mo 4.10% · 16–30 mo 2.79% · 31–60 mo 2.02%
Credit union · 7 branches
87CD score#58 in Michigan - Public Service Credit Union3–8 mo 4.05% · 9–15 mo 3.55% · 16–30 mo 3.50% · 31–60 mo 3.75%
Credit union · 11 branches
87CD score#58 in Michigan - United Federal Credit Union3–8 mo 4.10% · 9–15 mo 1.70% · 16–30 mo 4.10% · 31–60 mo 2.20%
Credit union · 16 branches
87CD score#60 in Michigan - Community First Federal Credit Union3–8 mo 4.05% · 9–15 mo 4.00% · 16–30 mo 3.60% · 31–60 mo 3.00%
Credit union · 5 branches
86CD score#61 in Michigan - Isabella Community Credit Union3–8 mo 3.85% · 9–15 mo 3.85% · 16–30 mo 3.65% · 31–60 mo 3.85%
Credit union · 4 branches
86CD score#62 in Michigan - Michigan First Credit Union3–8 mo 3.30% · 9–15 mo 3.51% · 16–30 mo 4.18% · 31–60 mo 3.56%
Credit union · 32 branches
86CD score#63 in Michigan - CoVantage Credit Union3–8 mo 0.50% · 9–15 mo 4.40% · 16–30 mo 3.00% · 31–60 mo 3.50%
Credit union · 3 branches
85CD score#64 in Michigan - Alpena Alcona Area Credit Union3–8 mo 3.80% · 9–15 mo 4.06% · 16–30 mo 3.80% · 31–60 mo 3.03%
Credit union · 13 branches
85CD score#65 in Michigan - Michigan Educational Credit Union3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 3.50% · 31–60 mo 3.85%
Credit union · 5 branches
85CD score#66 in Michigan - Construction Federal Credit Union3–8 mo 4.00% · 9–15 mo 3.95% · 16–30 mo 3.65% · 31–60 mo 3.25%
Credit union · 1 branch
85CD score#67 in Michigan - Intandem Credit Union3–8 mo 3.15% · 9–15 mo 4.25% · 16–30 mo 3.55% · 31–60 mo 3.25%
Credit union · 2 branches
85CD score#67 in Michigan - Selfreliance Federal Credit Union3–8 mo 3.95% · 9–15 mo 4.00% · 16–30 mo 3.50% · 31–60 mo 3.25%
Credit union · 3 branches
85CD score#69 in Michigan - Farmers Insurance Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo — · 31–60 mo 3.75%
Credit union · 1 branch
85CD score#70 in Michigan - OMNI Community Credit Union3–8 mo 0.60% · 9–15 mo 4.25% · 16–30 mo 3.75% · 31–60 mo 1.40%
Credit union · 11 branches
84CD score#71 in Michigan - 84CD score#72 in Michigan
- CASE Credit Union3–8 mo 3.50% · 9–15 mo 3.55% · 16–30 mo 3.70% · 31–60 mo 3.85%
Credit union · 5 branches
83CD score#73 in Michigan - GR Consumers Credit Union3–8 mo 4.15% · 9–15 mo 3.90% · 16–30 mo 1.11% · 31–60 mo 1.41%
Credit union · 1 branch
83CD score#74 in Michigan - 83CD score#75 in Michigan
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 90 of the 280 institutions with a branch in Michigan have too few rates published or captured to score. Rankings are a preview, not awards.