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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Francisco, CA metro

Showing 1–25 of 71 scored

  1. Top Carrot, Carrot Score 97
    1st Nor Cal® Credit UnionCDs 67 · Savings 97 · Auto 87 · Cards 89

    Credit union · 5 branches

    97Carrot Score#1 in San Francisco, CA metro
  2. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionCDs 89 · Savings 89 · Auto 92 · Cards 81

    Credit union · 1 branch

    94Carrot Score#2 in San Francisco, CA metro
  3. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionCDs 88 · Savings 95 · Auto 69 · Cards 72

    Credit union · 4 branches

    93Carrot Score#3 in San Francisco, CA metro
  4. Top Carrot, Carrot Score 93
    Travis Credit UnionCDs 88 · Savings 96 · Auto 71

    Credit union · 7 branches

    93Carrot Score#4 in San Francisco, CA metro
  5. Top Carrot, Carrot Score 93
    Sun Pacific Federal Credit UnionCDs 70 · Savings 89 · Auto 91 · Cards 73

    Credit union · 1 branch

    93Carrot Score#5 in San Francisco, CA metro
  6. Top Carrot, Carrot Score 92
    Firefighters First Credit UnionCDs 86 · Savings 88 · Auto 89 · Cards 88

    Credit union · 1 branch

    92Carrot Score#6 in San Francisco, CA metro
  7. Top Carrot, Carrot Score 91
    Stanford Federal Credit UnionCDs 89 · Savings 89 · Auto 87 · Cards 70

    Credit union · 1 branch

    91Carrot Score#7 in San Francisco, CA metro
  8. Top Carrot, Carrot Score 91
    First BankCDs 89 · Savings 89

    Bank · 5 branches

    91Carrot Score#8 in San Francisco, CA metro
  9. Top Carrot, Carrot Score 90
    Upward Credit UnionCDs 88 · Savings 86 · Auto 89 · Cards 84

    Credit union · 2 branches

    90Carrot Score#9 in San Francisco, CA metro
  10. Top Carrot, Carrot Score 89
    F3 Credit UnionSavings 64 · Auto 89 · Cards 88

    Credit union · 2 branches

    89Carrot Score#10 in San Francisco, CA metro
  11. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionCDs 88 · Savings 89 · Auto 61 · Cards 65

    Credit union · 3 branches

    89Carrot Score#11 in San Francisco, CA metro
  12. Top Carrot, Carrot Score 89
    CitiCDs 87 · Savings 89 · Cards 60

    Bank · 63 branches

    89Carrot Score#12 in San Francisco, CA metro
  13. Top Carrot, Carrot Score 89
    Bay Cities CUCDs 63 · Savings 80 · Auto 89 · Cards 87

    Credit union · 1 branch

    89Carrot Score#13 in San Francisco, CA metro
  14. Top Carrot, Carrot Score 89
    Flagstar BankCDs 90 · Savings 89

    Bank · 1 branch

    89Carrot Score#14 in San Francisco, CA metro
  15. Top Carrot, Carrot Score 88
    McKesson & Healthcare Providers FCUCDs 69 · Savings 89 · Auto 85 · Cards 82

    Credit union · 1 branch

    88Carrot Score#15 in San Francisco, CA metro
  16. Top Carrot, Carrot Score 88
    Redwood Credit UnionCDs 69 · Savings 88 · Auto 82 · Cards 88

    Credit union · 5 branches

    88Carrot Score#16 in San Francisco, CA metro
  17. Top Carrot, Carrot Score 88
    SRI Federal Credit UnionCDs 87 · Savings 89 · Auto 77 · Cards 84

    Credit union · 1 branch

    88Carrot Score#17 in San Francisco, CA metro
  18. Top Carrot, Carrot Score 88
    SF Fire Credit UnionCDs 88 · Savings 86 · Auto 87 · Cards 77

    Credit union · 3 branches

    88Carrot Score#18 in San Francisco, CA metro
  19. Top Carrot, Carrot Score 88
    Pacific Service Credit UnionCDs 68 · Savings 86 · Auto 89 · Cards 80

    Credit union · 4 branches

    88Carrot Score#19 in San Francisco, CA metro
  20. Top Carrot, Carrot Score 87
    CEFCUCDs 70 · Savings 89 · Auto 83

    Credit union · 1 branch

    87Carrot Score#20 in San Francisco, CA metro
  21. Top Carrot, Carrot Score 87
    Golden 1 Credit UnionCDs 93 · Savings 86

    Credit union · 2 branches

    87Carrot Score#21 in San Francisco, CA metro
  22. Top Carrot, Carrot Score 87
    Financial Partners Credit UnionCDs 82 · Savings 89 · Auto 71 · Cards 67

    Credit union · 1 branch

    87Carrot Score#22 in San Francisco, CA metro
  23. Shell Western States FCUCDs 64 · Savings 88 · Cards 84

    Credit union · 1 branch

    85Carrot Score#23 in San Francisco, CA metro
  24. PremierOne Credit UnionCDs 75 · Savings 95 · Auto 73 · Cards 63

    Credit union · 1 branch

    85Carrot Score#24 in San Francisco, CA metro
  25. Delta Schools Federal Credit UnionCDs 67 · Savings 63 · Auto 85 · Cards 84

    Credit union · 2 branches

    83Carrot Score#25 in San Francisco, CA metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 46 of the 117 institutions with a branch in San Francisco, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.