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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Jose, CA metro

Showing 1–23 of 23 scored for Auto loans

  1. F3 Credit UnionNew 3.74% · Used 4.99%

    Credit union · 2 branches

    89Auto loan score#1 in San Jose, CA metro
  2. Stanford Federal Credit UnionNew 4.49% · Used 4.49%

    Credit union · 5 branches

    87Auto loan score#2 in San Jose, CA metro
  3. Star One Credit UnionNew 4.75% · Used 4.75%

    Credit union · 6 branches

    87Auto loan score#3 in San Jose, CA metro
  4. CEFCUNew 4.99% · Used 4.99%

    Credit union · 6 branches

    83Auto loan score#4 in San Jose, CA metro
  5. First Tech Federal Credit UnionNew 4.99% · Used 4.99%

    Credit union · 3 branches

    83Auto loan score#4 in San Jose, CA metro
  6. SRI Federal Credit UnionNew 5.25% · Used 5.25%

    Credit union · 1 branch

    77Auto loan score#6 in San Jose, CA metro
  7. Patelco Credit UnionNew 5.19% · Used 5.39%

    Credit union · 5 branches

    77Auto loan score#7 in San Jose, CA metro
  8. Technology Credit UnionNew 5.24% · Used 5.49%

    Credit union · 7 branches

    75Auto loan score#8 in San Jose, CA metro
  9. CommonWealth Central Credit UnionNew 5.29% · Used 5.49%

    Credit union · 4 branches

    75Auto loan score#9 in San Jose, CA metro
  10. PremierOne Credit UnionNew 5.35% · Used 5.50%

    Credit union · 5 branches

    73Auto loan score#10 in San Jose, CA metro
  11. PNCNew 5.34% · Used 5.34%

    Bank · 2 branches

    71Auto loan score#11 in San Jose, CA metro
  12. KeyPoint Credit UnionNew 5.49% · Used 5.74%

    Credit union · 5 branches

    70Auto loan score#12 in San Jose, CA metro
  13. Mission City Federal Credit UnionNew 5.49% · Used 5.74%

    Credit union · 1 branch

    70Auto loan score#12 in San Jose, CA metro
  14. OE Federal Credit UnionNew 5.49% · Used 5.74%

    Credit union · 2 branches

    70Auto loan score#12 in San Jose, CA metro
  15. Provident Credit UnionNew 5.88% · Used 5.88%

    Credit union · 6 branches

    68Auto loan score#15 in San Jose, CA metro
  16. Bank of AmericaNew 5.64% · Used 5.84%

    Bank · 44 branches

    66Auto loan score#16 in San Jose, CA metro
  17. Meriwest Credit UnionNew 5.84% · Used 6.24%

    Credit union · 10 branches

    65Auto loan score#17 in San Jose, CA metro
  18. ChaseNew 6.24% · Used 6.29%

    Bank · 50 branches

    64Auto loan score#18 in San Jose, CA metro
  19. Zions BankNew 6.53% · Used 6.53%

    Bank · 3 branches

    63Auto loan score#19 in San Jose, CA metro
  20. First Citizens BankNew 6.39% · Used 6.39%

    Bank · 3 branches

    63Auto loan score#20 in San Jose, CA metro
  21. Mirastar Federal Credit UnionNew 7.49% · Used 7.49%

    Credit union · 7 branches

    61Auto loan score#21 in San Jose, CA metro
  22. Self-Help Federal Credit UnionNew 7.25% · Used 8.00%

    Credit union · 1 branch

    61Auto loan score#22 in San Jose, CA metro
  23. Columbia BankNew 8.53% · Used 8.78%

    Bank · 1 branch

    60Auto loan score#23 in San Jose, CA metro

Ranked by Auto loan score: how each institution’s auto loan rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 38 of the 61 institutions with a branch in San Jose, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.