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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Rochester, NY metro

Showing 1–24 of 24 scored for Auto loans

  1. Ontario Shores FCUNew 3.90% · Used 3.90%

    Credit union · 1 branch

    96Auto loan score#1 in Rochester, NY metro
  2. Brockport FCUNew 3.99% · Used 4.99%

    Credit union · 1 branch

    91Auto loan score#2 in Rochester, NY metro
  3. Finger Lakes Federal Credit UnionNew 4.49% · Used 4.49%

    Credit union · 4 branches

    89Auto loan score#3 in Rochester, NY metro
  4. Gates Chili Federal Credit UnionNew 4.99% · Used 4.99%

    Credit union · 1 branch

    83Auto loan score#4 in Rochester, NY metro
  5. Greece Community Federal Credit UnionNew 4.99% · Used 4.99%

    Credit union · 1 branch

    83Auto loan score#4 in Rochester, NY metro
  6. Reliant Credit UnionNew 4.74% · Used 5.49%

    Credit union · 10 branches

    82Auto loan score#6 in Rochester, NY metro
  7. Canandaigua FCUNew 4.75% · Used 5.49%

    Credit union · 1 branch

    82Auto loan score#7 in Rochester, NY metro
  8. Pittsford Federal Credit UnionNew 5.75% · Used 5.00%

    Credit union · 2 branches

    80Auto loan score#8 in Rochester, NY metro
  9. Spencerport Federal Credit UnionNew 4.99% · Used 5.64%

    Credit union · 1 branch

    79Auto loan score#9 in Rochester, NY metro
  10. Advantage Federal Credit UnionNew 4.99% · Used 6.74%

    Credit union · 7 branches

    77Auto loan score#10 in Rochester, NY metro
  11. Family First Federal Credit UnionNew 5.05% · Used 5.30%

    Credit union · 5 branches

    76Auto loan score#11 in Rochester, NY metro
  12. Rochester & Monroe County Employees Federal Credit UnionNew 5.40% · Used 5.40%

    Credit union · 2 branches

    75Auto loan score#12 in Rochester, NY metro
  13. St. Pius Federal Credit UnionNew 5.25% · Used 5.50%

    Credit union · 1 branch

    73Auto loan score#13 in Rochester, NY metro
  14. Ukrainian Federal Credit UnionNew 5.25% · Used 5.50%

    Credit union · 2 branches

    73Auto loan score#13 in Rochester, NY metro
  15. Empower Federal Credit UnionNew 5.49% · Used 5.74%

    Credit union · 1 branch

    70Auto loan score#15 in Rochester, NY metro
  16. Cobblestone Country FCUNew 5.49% · Used 5.99%

    Credit union · 1 branch

    69Auto loan score#16 in Rochester, NY metro
  17. Genesee Valley FCUNew 5.74% · Used 5.84%

    Credit union · 3 branches

    68Auto loan score#17 in Rochester, NY metro
  18. The Summit Federal Credit UnionNew 5.35% · Used 5.65%

    Credit union · 9 branches

    68Auto loan score#18 in Rochester, NY metro
  19. Bank of AmericaNew 5.64% · Used 5.84%

    Bank · 10 branches

    66Auto loan score#19 in Rochester, NY metro
  20. ChaseNew 6.24% · Used 6.29%

    Bank · 22 branches

    64Auto loan score#20 in Rochester, NY metro
  21. M&T BankNew 6.79% · Used 6.79%

    Bank · 26 branches

    62Auto loan score#21 in Rochester, NY metro
  22. ESL Federal Credit UnionNew 7.54% · Used 7.54%

    Credit union · 27 branches

    61Auto loan score#22 in Rochester, NY metro
  23. Northwest BankNew — · Used 7.99%

    Bank · 2 branches

    60Auto loan score#23 in Rochester, NY metro
  24. Wayne BankNew 7.68% · Used 8.28%

    Bank · 1 branch

    60Auto loan score#24 in Rochester, NY metro

Ranked by Auto loan score: how each institution’s auto loan rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 20 of the 44 institutions with a branch in Rochester, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.