Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Rapid City, SD metro
Showing 1–11 of 11 scored for CDs
- 90CD score#1 in Rapid City, SD metro
- Northern Hills Federal Credit Union3–8 mo 3.90% · 9–15 mo 4.00% · 16–30 mo 4.20% · 31–60 mo 3.90%
Credit union · 1 branch
89CD score#2 in Rapid City, SD metro - Rushmore Credit Union3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 3.75% · 31–60 mo 3.75%
Credit union · 1 branch
84CD score#3 in Rapid City, SD metro - 81CD score#4 in Rapid City, SD metro
- First National Bank in Philip3–8 mo 3.38% · 9–15 mo 3.44% · 16–30 mo 3.55% · 31–60 mo 3.60%
Bank · 1 branch
80CD score#5 in Rapid City, SD metro - 78CD score#6 in Rapid City, SD metro
- Interfaith Federal Credit Union3–8 mo 3.70% · 9–15 mo 3.05% · 16–30 mo 3.05% · 31–60 mo 3.25%
Credit union · 1 branch
76CD score#7 in Rapid City, SD metro - Dacotah Federal Credit Union3–8 mo — · 9–15 mo 3.56% · 16–30 mo 2.22% · 31–60 mo 2.22%
Credit union · 1 branch
66CD score#8 in Rapid City, SD metro - 65CD score#9 in Rapid City, SD metro
- Dakota Plains FCU3–8 mo 0.15% · 9–15 mo 0.25% · 16–30 mo 0.50% · 31–60 mo 1.40%
Credit union · 1 branch
61CD score#10 in Rapid City, SD metro - First Interstate Bank3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%
Bank · 9 branches
60CD score#11 in Rapid City, SD metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 11 of the 22 institutions with a branch in Rapid City, SD metro have too few rates published or captured to score. Rankings are a preview, not awards.