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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Birmingham, AL metro

Showing 1–25 of 25 scored for Credit cards

  1. AmFirstPurchase 7.80%

    Credit union · 17 branches

    95Credit card score#1 in Birmingham, AL metro
  2. AOD Federal Credit UnionPurchase 8.49%

    Credit union · 1 branch

    89Credit card score#2 in Birmingham, AL metro
  3. Alabama Credit UnionPurchase 8.90%

    Credit union · 4 branches

    89Credit card score#2 in Birmingham, AL metro
  4. Legacy Credit UnionPurchase 8.90%

    Credit union · 10 branches

    89Credit card score#2 in Birmingham, AL metro
  5. ASE Credit UnionPurchase 8.99%

    Credit union · 1 branch

    88Credit card score#5 in Birmingham, AL metro
  6. Railroad Federal Credit UnionPurchase 8.99%

    Credit union · 1 branch

    88Credit card score#5 in Birmingham, AL metro
  7. ANG Federal Credit UnionPurchase 9.90%

    Credit union · 1 branch

    84Credit card score#7 in Birmingham, AL metro
  8. Social Security Credit UnionPurchase 9.90%

    Credit union · 1 branch

    84Credit card score#7 in Birmingham, AL metro
  9. WinSouth Credit UnionPurchase 9.90%

    Credit union · 3 branches

    84Credit card score#7 in Birmingham, AL metro
  10. Coosa Pines Federal Credit UnionPurchase 9.95%

    Credit union · 3 branches

    83Credit card score#10 in Birmingham, AL metro
  11. ACIPCO Federal Credit UnionPurchase 9.99%

    Credit union · 1 branch

    82Credit card score#11 in Birmingham, AL metro
  12. Alabama Central CUPurchase 11.00%

    Credit union · 2 branches

    77Credit card score#12 in Birmingham, AL metro
  13. eCO Credit UnionPurchase 11.95%

    Credit union · 6 branches

    73Credit card score#13 in Birmingham, AL metro
  14. Family Security Credit UnionPurchase 12.40%

    Credit union · 1 branch

    71Credit card score#14 in Birmingham, AL metro
  15. Avadian Credit UnionPurchase 12.65%

    Credit union · 12 branches

    69Credit card score#15 in Birmingham, AL metro
  16. Jefferson Credit UnionPurchase 12.65%

    Credit union · 4 branches

    69Credit card score#15 in Birmingham, AL metro
  17. RiverFall Credit UnionPurchase 12.90%

    Credit union · 1 branch

    67Credit card score#17 in Birmingham, AL metro
  18. Mutual Savings Credit UnionPurchase 13.00%

    Credit union · 4 branches

    66Credit card score#18 in Birmingham, AL metro
  19. Hope Credit UnionPurchase 13.25%

    Credit union · 1 branch

    66Credit card score#19 in Birmingham, AL metro
  20. FNB HamiltonPurchase 13.74%

    Bank · 1 branch

    65Credit card score#20 in Birmingham, AL metro
  21. Truist BankPurchase 16.99%

    Bank · 18 branches

    61Credit card score#21 in Birmingham, AL metro
  22. Wells FargoPurchase 17.74%

    Bank · 22 branches

    60Credit card score#22 in Birmingham, AL metro
  23. ChasePurchase 18.49%

    Bank · 8 branches

    60Credit card score#23 in Birmingham, AL metro
  24. Guardian Credit UnionPurchase 19.95%

    Credit union · 2 branches

    60Credit card score#24 in Birmingham, AL metro
  25. Regions BankPurchase 26.74%

    Bank · 55 branches

    60Credit card score#25 in Birmingham, AL metro

Ranked by Credit card score: how each institution’s credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 59 of the 84 institutions with a branch in Birmingham, AL metro have too few rates published or captured to score. Rankings are a preview, not awards.