Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1321–1335 of 12,447 results
- Bank of the PlainsSimple SaverSavings · $100 min · 0.25%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must be attached to and meet the requirements of the Rewards Checking Account (Simple Rewards or Simple Success Checking): 1) Signed up for E-Statements, 2) 15 Debit card transactions per statement cycle, 3) Direct deposit of $100 or more per statement cycle.
Offer: Earns 2.00% APY on balances up to $50,000.00 when meeting Rewards Checking Account requirements. 3 free debits per statement cycle, $3 after that.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Simple Saver Balance APY Up to $50,000Your amount 2.00% $50,000 and up 0.25% Rate checked
More details - Farmers & Merchants Bank of ColbyElite SaverSavings · $100 min · 0.75%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must have an Elite Cash Account and enroll in eStatements to qualify for reward rates. If reward qualifications are not met during statement cycle, earn 0.05% APY on balance.
Offer: Earn 2.00% APY on balances up to $50,000 when monthly reward qualifications are met (Elite Cash account and eStatements enrollment).
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Elite Saver Balance APY Up to $50,000Your amount 2.00% Over $50,000 0.75% Rate checked
More details - Marshall Community Credit UnionKasasa SaverSavings · $0 min
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account to auto-transfer rewards. No monthly maintenance fee. Limit of 1 account per social security number.
Offer: When qualifications in Kasasa Cash or Kasasa Cash Back are met (at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking during each Monthly Qualification Cycle).
Qualified rate · 1.98% interest rate · Balance cap $25,000 · No monthly fee
Rate checked
More details - HarborLight Credit UnionKasasa SaverSavings · $0 min · up to $10,000
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must be paired with either a Free Kasasa Cash Checking account or a Free Kasasa Cash Back account.
Offer: Qualifying criteria met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in eStatements, and log in to online banking at least once.
Qualified rate · 1.98% interest rate · No monthly fee
Rate checked
More details - Sturgis Bank & TrustThrive SavingsSavings · $50 min · 0.50%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must have a linked Thrive Rewards Checking or Thrive Cash Back Checking account. Limit of 1 account per primary Social Security Number.
Offer: Applies to daily balances up to and including $100,000 when qualifications in the linked Thrive Rewards Checking or Thrive Cash Back Checking account are met during the Monthly Qualification Cycle (at least 15 debit card transactions of at least $3.00 each, at least 1 direct deposit or ACH transaction, and enrollment in e-statements).
Qualified rate · No monthly fee · Effective Jul 17, 2024
Rate by balance
Rate by balance for Thrive Savings Balance APY Up to $100,000Your amount 2.00% $100,000 and up 0.50%* Rate checked
More details - Tri-County Credit UnionVariable Plus SavingsSavings · $0 min · 1.50%–2.75% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Tiered dividend account with multiple levels. Page p15 states $10,000 required to open, while rate schedule sched3 states no minimum balance to open. No below par fee if balance falls below par.
No monthly fee · Effective Jan 2, 2025
Rate by balance
Rate by balance for Variable Plus Savings Balance APY Up to $5,000 1.50% $5,000 – $10,000 1.75% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.25% $50,000 and up 2.75% Rate checked
More details - Simplicity Credit UnionRISE SavingsSavings · $5 min
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Formerly Seasonal Savings. Minimum balance of $5.00 required. Penalty-free withdrawals permitted only during the first 10 days of each quarter (Jan. 1-10, April 1-10, July 1-10, Oct. 1-10); early withdrawal fee of $5.00 per withdrawal otherwise applies. $5 minimum balance required to earn dividends.
Offer: Dividends compounded and paid quarterly. $5 minimum balance required to earn dividends. Penalty-free withdrawals during the first 10 days of each quarter (Jan 1-10, Apr 1-10, Jul 1-10, Oct 1-10). Early withdrawal fee of $5.00 per withdrawal applies outside window.
1.96% interest rate · No monthly fee
Rate checked
More details - Affinity Credit UnionBuilding Better Savings – High YieldSavings · up to $5,000
Credit union · Add a location to see nearby branches
4.00%APY$200 a year on $10,0002.00% on $10,000Requirements
Product: Limit one account per membership.
4.00% interest rate · No monthly fee
Rate checked
More details - Key Community BankKasasa Saver®Savings · $100 min · 1.00%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Requires monthly Direct Deposit/ACH credit and enrollment in eStatements. Limit of 1 account per individual.
Offer: Applies to daily balances up to $100,000 when qualification requirements are met in the linked Kasasa checking account (at least 15 debit/credit card purchases, at least 1 ACH transaction monthly, and enrolled in eStatements).
Qualified rate · No monthly fee · Effective Feb 20, 2024
Rate by balance
Rate by balance for Kasasa Saver® Balance APY Up to $100,000Your amount 2.00% Over $100,000 1.00% Rate checked
More details - Pathways Financial Credit UnionMoney MarketMoney Market · $2,500 min · 1.90%–2.40% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Rates on variable rate accounts could change after account opening. Open account and earn dividends with initial deposit of $2,500.
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.90% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.10% $50,000 – $100,000 2.20% $100,000 – $250,000 2.30% $250,000 and up 2.40% Rate checked
More details - The Union Bank CompanyUnion Rewards High InterestSavings · $50 min · 0.35%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum opening deposit $50. Qualifications apply for higher rates. Rates current as of 11/09/2024.
Offer: Qualifications met. Balance up to $10,000.
1.98% interest rate · Effective Nov 9, 2024
Rate by balance
Rate by balance for Union Rewards High Interest Balance APY Up to $10,000Your amount 2.00% $10,000 – $20,000APY stated as 2.00% to 1.50%. 1.01%* Over $20,000APY stated as 1.50% to 0.37%. 0.35%* Rate checked
More details - AllWealth Federal Credit UnionMoney Market AccountMoney Market Account · 0.00%–2.40% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: All dividends are compounded daily. APYs change at any time without notice. Fees could reduce earnings.
Offer: Applies to balances < $2,500.00.
Compounded daily · Effective Nov 3, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 2.00% $25,000 – $50,000 2.10% $50,000 – $100,000 2.25% $100,000 and up 2.40% Rate checked
More details - Belmont Savings BankBSB Saver with Cash BackSavings · 0.20%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: A BSB Cash Back account is required to have a BSB Saver with Cash Back account. No minimum balance required to earn rewards.
Offer: Earned when qualifications are met on balances up to and including $50,000.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for BSB Saver with Cash Back Balance APY Up to $50,000Your amount 2.00% $50,000 and up 0.20% Rate checked
More details - Cornerstone Community Federal Credit UnionCommunity SavingsSavings · $1,000 min
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Offer: Minimum average daily balance of $1,000.00 to earn APY.
1.98% interest rate · Effective Jun 30, 2026
Rate checked
More details - Sawyer Savings BankHigh Yield SavingsSavings · $10,000 min · 0.00%–2.50% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Must be opened with a minimum of $10,000 in new funds not already on deposit with Sawyer Savings Bank. Variable interest rate subject to change at any time without notice. Minimum daily balance of $100.00 to avoid monthly maintenance fee of $2.00.
Offer: Monthly fee of $2 waived with daily balance of $100 or more.
$2 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $500 0.00% $500 – $50,000Your amount 2.00% $50,000 and up 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,447 accounts at 4,887 banks and credit unions · checked Oct 22–26
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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