Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1096–1110 of 12,266 results
- IH Mississippi Valley Credit UnionMega Money MarketMega Money Market · $2,500 min · 0.75%–3.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Retail accounts only; no commercial or institutional funds permitted. Member savings account required to establish membership. Must maintain a daily balance of $2,500. $18 monthly fee if balance drops below $2,500. Limited to 6 withdrawals per month.
Offer: Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address. $18 monthly fee if balance drops below $2,500.
Qualified rate · $18 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Mega Money Market Balance APY Up to $15,000Your amount 2.00% $15,000 – $50,000 3.00% $50,000 – $100,000Tier 4. 0.75% $100,000 – $250,000Tier 3. 0.85% $250,000 – $500,000Tier 2. 1.05% $500,000 and upTier 1. 1.05% Rate checked
More details - Texasgulf Federal Credit UnionFree Kasasa SaverSavings · $0 min · 0.80%–2.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Links to Free Kasasa Cash or Kasasa Cash Back checking account; automatic transfer of rewards. To earn qualification APY: use Texasgulf FCU Debit Card at least 12 times per month, sign up for eStatements, and sign up and log into Online Banking at least once per month. If qualifications not met, pays base dividend rate.
Offer: When qualifications in linked Kasasa Cash or Cash Back checking are met.
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 2.00% $25,000 and up 0.80%* Rate checked
More details - BSNB, Coxsackie Bank DivisionPlatinum Money MarketPlatinum Money Market · $10,000 min · 0.20%–3.35% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: $10 monthly maintenance fee if average daily collected balance of $10,000 or more is not maintained. Check access subject to transaction limitations (limited to 6 pre-authorized electronic transactions per statement period).
0.20% interest rate · $10 monthly fee · Effective Oct 19, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Over $0 0.20% $10,000 and upYour amount 2.00% $100,000 and up 2.50% $250,000 and up 3.00% $500,000 and up 3.35% Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - IH Mississippi Valley Credit UnionSavingsBoosterSavings · $0 min · 2.00%–4.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address to earn qualifying rate, otherwise non-qualifying rate applies. Unlimited withdrawals.
Offer: Qualifying rate on balance tier $0 - $15,000.00 with $5 average daily balance increase over previous month (excluding dividends) and eStatements.
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for SavingsBooster Balance APY Up to $15,000Your amount 2.00% $15,000 – $50,000 3.00% $50,000 – $100,000 3.50% Over $100,000 4.00% Rate checked
More details - CACL Federal Credit UnionMoney MarketMoney Market · $2,000 min · 2.00%–3.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Requires membership in CACL Federal Credit Union (open a savings account with a $5 deposit; eligibility requires living, working, worshipping, volunteering, or attending school in Schuylkill County). Dividends credited monthly. Up to three free withdrawals per month; subsequent withdrawals or transfers incur a $5.00 fee each.
1.98% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $20,000Your amount 2.00% $20,000 – $75,000 2.75% $75,000 – $500,000 3.00% $500,000 and up 3.00% Rate checked
More details - Monterra Credit UnionMoney Market PlusMoney Market Plus · $2,500 min
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Membership eligibility required. Variable rate account. Pre-authorized withdrawal transaction limits apply (up to 6 maximum withdrawal transactions per month including overdraft, telephone, online, Call-24, ACH debit, allocation transfers, or up to 3 checks; unlimited in-person, ATM, mail/messenger withdrawals).
Offer: Rate is tiered (the more you save, the higher your rate) earning up to 2.00% APY. Variable rate subject to change after account opening. No minimum balance requirement to earn interest.
No monthly fee
Rate checked
More details - Midwest BankMidwest Money Market SavingsMidwest Money Market Savings · $1,000 min · 1.50%–3.51% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Earn competitive, tiered interest on your entire balance. Utilize direct check writing to easily transfer funds. Review account balance with monthly statements.
Offer: Daily balance minimum to obtain APY is $0.01. Fees could reduce earnings, including IRA/HSA transfer fees. Interest rate and annual percentage yield may change after account opening.
1.49% interest rate
Rate by balance
Rate by balance for Midwest Money Market Savings Balance APY Up to $10,000 1.50% $10,000 – $50,000Your amount 2.00% $50,000 – $100,000 2.50% $100,000 – $250,000 3.00% $250,000 – $500,000 3.10% $500,000 – $1,000,000 3.35% $1,000,000 – $5,000,000 3.51% $5,000,000 – $1,000,000,000 3.51% Rate checked
More details - Center National BankCenter Rewards SavingsSavings · $50 min
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: No monthly maintenance fee. No minimum balance to earn rewards. $50 minimum deposit to open. Links to free Center Rewards or Center Cash Back checking.
Offer: Earns 2.00% APY on balances up to $35,000 when qualifications are met in linked Center Rewards or Center Cash Back checking during each monthly qualification cycle: at least one ACH direct deposit or ACH automatic payment posts and clears, at least 10 debit card purchases post or clear, and enrollment in electronic statements.
Qualified rate · Balance cap $35,000 · No monthly fee
Rate checked
More details - Alltru Credit UnionHigh Yield Online SavingsSavings · $0 min · 0.05%–2.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Available to Alltru Credit Union members. To earn disclosed APY, qualifications include: (a) consent to receive periodic statements electronically; and (b) have an open, active checking account with at least 1 ACH deposit or withdrawal per month. All transactions, including transfers, deposits, and withdrawals, must be conducted online. Only one High Yield Online Savings account may be opened per Social Security number. No maintenance fees, no minimum balance, no withdrawal penalties.
Offer: Earns 2.00% APY on daily balance between $0-$25,000 if qualifications are met (e-statements and active checking account with at least 1 ACH deposit/withdrawal per month). All transactions must be conducted online.
Qualified rate · No monthly fee · Effective Sep 25, 2024
Rate by balance
Rate by balance for High Yield Online Savings Balance APY Up to $25,000Your amount 2.00% $25,000 and up 0.05% Rate checked
More details - United Consumers Credit UnionFree Kasasa SaverSavings · $100 min · 0.15%–2.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Links to Free Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.
Offer: Qualifying rate when linked Kasasa Cash/Cash Back qualifications are met during Monthly Qualification Cycle.
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 2.00% $50,000 and up 0.15% Rate checked
More details - Fox Communities Credit UnionFox Rewards SavingsSavings
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Variable rate account with no minimum balance requirements. To qualify for a higher dividend and APY during the dividend period, must consent and receive statements electronically, have a valid email address on file with Fox, have a Fox Rewards Checking account with the same ownership type, and meet all monthly earning requirements for Fox Rewards Checking. For months qualifications are not met, earnings are reduced to 0.10% APY.
Offer: To qualify during the dividend period: consent and receive statements electronically with a valid email address on file, have a Fox Rewards Checking account with the same ownership type, and meet all monthly earning requirements for Fox Rewards Checking. For months qualifications are not met, earnings are reduced to 0.10% APY.
Qualified rate · 1.98% interest rate · Effective Oct 22, 2026
Rate checked
More details - AAC Credit UnionHigh Yield SavingsSavings · $0 min
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: No minimum balance to open. One High Yield Savings per member. Base rate applies up to $50,000; to earn 3.50% APY, must pair with an active FreePlus Checking account meeting monthly requirements (direct deposit of $500+, 10 posted debit transactions, estatements, and log into online banking at least once per month).
Offer: Base rate on balances up to $50,000 if monthly FreePlus Checking requirements are not met.
Qualified rate · Balance cap $50,000 · Effective Jun 10, 2026
Rate checked
More details - Fortera Credit UnionHigh-Yield SavingsSavings · $25 min · 2.00%–3.50% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Must be a Fortera Credit Union member. Monthly fee is $0; minimum opening deposit is $25. Dividends compounded and credited monthly. Rate applies to the entire account balance once the balance reaches the tier range.
Offer: Rate applies to entire balance once tier minimum is reached. Dividends compounded and credited monthly.
1.99% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $25,000Your amount 2.00% $25,000 – $50,000 2.25% $50,000 – $100,000 2.50% $100,000 – $250,000 3.00% $250,000 and up 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a qualifying Kasasa Cash or Kasasa Cash Back checking account. Rates are variable and may change after opening. Qualification requirements met via linked checking account (Kasasa Cash: at least 10 debit card purchases and 1 ACH credit/payment post and settle, e-Statements; Kasasa Cash Back: at least 15 debit card purchases and 1 ACH credit/payment post and settle, e-Statements).
Offer: When monthly qualifications are met in linked checking account for balances up to $100,000.
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Feb 11, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,266 accounts at 4,881 banks and credit unions · checked Oct 22–25
- Typical
- 0.22%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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