Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results
- 3.46%APY$346 a year on $10,000
Requirements
Product: Variable rate account where interest is credited and compounded quarterly. Requires an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Includes 9 free account debits per quarterly statement cycle ($0.30 fee for each additional debit).
Offer: Maintain an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Nine free debits per quarterly cycle ($0.30 per debit thereafter).
Compounded quarterly
Rate checked
More details - Forbright BankPlatinum Money MarketPlatinum Money Market · $2,500 min
Bank · Add a location to see nearby branches
3.46%APY$346 a year on $10,000with conditionsRequirements
Product: Requires an average year-to-date relationship balance of $250,000 or greater across deposit accounts and/or outstanding loans to be eligible.
Offer: Monthly fee of $10 is waived with a minimum daily balance of $2,500 during the statement cycle. Requires an average year-to-date relationship balance of $250,000 or greater. Interest is calculated daily and credited monthly.
Qualified rate · 3.40% interest rate · $10 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 3.45%APY$345 a year on $10,000with conditions
Requirements
Product: Requires an active INB checking account. Variable APY as of 10/16/2026.
Offer: Tier 1 bonus rate requires an active INB checking account with at least one direct deposit of payroll, Social Security, retirement, or disability income per statement cycle.
Qualified rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - Star One Credit UnionSub-Savings AccountSavings · $5 min
Credit union · Add a location to see nearby branches
3.45%APY$345 a year on $10,000Requirements
Product: Dividends calculated by daily balance method and compounded monthly. Minimum daily balance requirement of $5.00 to earn dividends.
3.40% interest rate · Compounded monthly
Rate checked
More details - Star One Credit UnionMoney Market Savings AccountMoney Market Savings Account · $50 min
Credit union · Add a location to see nearby branches
3.45%APY$345 a year on $10,000Requirements
Product: Variable APY/dividend rate. Compounded monthly and credited monthly and at closure. Minimum deposit of $50 required to open and to earn dividend. Membership required. No fees. Fees may reduce earnings.
Offer: Variable APY/dividend rate. Compounded monthly and credited monthly and at closure. Minimum deposit of $50 required to open and to earn dividend. Membership required. No fees. Fees may reduce earnings.
3.40% interest rate · Compounded monthly · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - First Fed BankRewards SavingsSavings · $25 min · 1.01%–3.45% by balance
Bank · Add a location to see nearby branches
3.45%APY$345 a year on $10,000with conditionsRequirements
Product: Limit of one Rewards Savings account per tax reporting owner (TRO). Account must be paired with an open Rewards Checking or Cash Back Checking account to qualify for premium savings APY. If rewards qualifications are not met, the entire balance earns the non-qualifying APY. $15 early closing fee if closed within 90 days of opening. No monthly maintenance fee.
Offer: Qualifying balances less than $50,000; simple interest.
Qualified rate · 3.45% interest rate · No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $50,000Your amount 3.45% $50,000 and upAPY range is 3.45%-2.63% (assumes sample deposit of $75,000); 1.01%* Rate checked
More details - Local 697 FCUFund ManagerFund Manager · $2,000 min
Credit union · Add a location to see nearby branches
3.45%APY$345 a year on $10,000Requirements
Product: Minimum deposit and withdrawal of $500. Dividend paid monthly.
Offer: Minimum deposit and withdrawal of $500. Dividend paid monthly.
Rate checked
More details - Monet BankStatement Savings AccountsSavings · $1,000 min
Bank · Add a location to see nearby branches
3.45%APY$345 a year on $10,000Requirements
Product: Aggregate deposit balances limited to $1 million per tax identification number. Minimum deposit to open is $500 for accounts opened in a retail branch and $1,000 for accounts opened online. Minimum balance necessary to obtain disclosed APY is $500.00. Quarterly minimum balance fee of $3.00 if daily balance drops below $500 any day of the quarter. Fee of $15.00 assessed if account is closed within 6 months of opening.
Offer: Online rate. Online opening minimum is $1,000. Minimum balance to earn APY tier stated as $0.01+.
3.41% interest rate
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More details - Millbury National BankPlatinum Money MarketPlatinum Money Market · $500 min
Bank · Add a location to see nearby branches
3.42%APY$342 a year on $10,000with conditionsRequirements
Product: Must be part of the Preferred Customer program with a combined average deposit balance of $250,000 or more.
Offer: Must be part of the Preferred Customer program (Platinum customers have a combined average deposit balance of $250,000 or more). Rate index is 30 Day Avg SOFR minus 10% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00.
Qualified rate · 3.37% interest rate · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - FNB BankHigh Yield Money MarketHigh Yield Money Market · $10,000 min · 1.50%–3.66% by balance
Bank · Add a location to see nearby branches
3.42%APY$342 a year on $10,000with conditionsRequirements
Product: Must have/establish and maintain an FNB Checking account with a minimum ledger balance of $1,000 to be eligible to open HYMM. If associated checking account closes, becomes inactive for 12 months, or balance falls below minimum, HYMM rate will be changed to lowest tier rate. Minimum opening deposit is $10,000. Available to consumers only (not available to businesses). Interest compounded and credited monthly; accrued interest not paid if account closes before interest is credited.
Offer: Under $10,000 tier. Also applies if associated checking account closes, becomes inactive for 12 months, or balance falls below $1,000.
Qualified rate · Effective Jul 13, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $10,000 1.50% $10,000 – $49,999Your amount 3.42% $50,000 – $99,999 3.42% $100,000 – $249,999 3.66% $250,000 and up 3.66% Rate checked
More details - First American State BankTime Savings AccountSavings · $10,000 min
Bank · Add a location to see nearby branches
3.40%APY$340 a year on $10,000intro rateRequirements
Offer: Term: 182 Days
3.35% interest rate · Balance cap $3,000,000 · Effective Dec 19, 2025
Rate checked
More details - Royal Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.40%–3.60% by balance
Credit union · Add a location to see nearby branches
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: To earn qualified APY, must be Tax Reported Owner of a primary base savings account and an eligible Royal checking account with at least $500 in cumulative qualifying direct deposits. Cadence is stated as every 60 days on the product page or every 45 days in footnote 2 of the rate schedule. One high-yield savings account per Tax Reported Owner. If requirements are not met, non-qualified APY applies. No minimum balance required to open.
Qualified rate · 0.40% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $10,000 0.40% $10,000 – $100,000Your amount 3.40% $100,000 – $250,000 3.60% Over $250,000 1.75% Rate checked
More details - 3.40%APY$340 a year on $10,000
Requirements
Product: Online goal-based savings account for personal accounts only. Interest is calculated based on aggregate balance across all SmartyPig goals plus month-to-date accrued interest.
Offer: Rate paid on entire balance if daily balance is more than $0 but $2,500 or less.
3.34% interest rate · No monthly fee · Effective Oct 22, 2026
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More details - Adams Community BankHigh Yield Savings (Online Only)Savings · $1,000 min · 0.10%–3.40% by balance
Bank · Add a location to see nearby branches
3.40%APY$340 a year on $10,000Requirements
Product: Online-only account for consumers. Up to 3 external withdrawals per statement cycle free; each additional external withdrawal incurs a $3.00 excess transaction fee.
Offer: Variable daily rate. Page n74 notes APY applies to balances greater than $9.99 but less than $1,000 as of 09/24/2026.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings (Online Only) Balance APY $10 and up 0.10% $1,000 and upYour amount 3.40% Rate checked
More details - 3.40%APY$340 a year on $10,000with conditions
Requirements
Product: Must be paired with an active FirstBank CD with a term of 6 months or greater.
Offer: Earn 3.40% APY on balances up to $50,000 when paired with an active FirstBank CD with a term of 6 months or greater. $5 monthly service charge if balance falls below $50 at any given time (or any day of the statement cycle). Interest credited on balances of $0.01 and above.
Qualified rate · Balance cap $50,000 · $5 monthly fee
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,190 accounts at 4,873 banks and credit unions · checked Oct 16–23
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
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- Synchrony BankBank