Bank · FDIC insured
FNB Bank
A $770M bank headquartered in Mayfield, KY, with 10 branches in Kentucky.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—3.66%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About FNB Bank
Founded in May 1875 as the First National Bank of Mayfield, FNB Bank, Inc. is headquartered in Mayfield, Kentucky.
The locally owned and operated institution has expanded its branch footprint throughout Western Kentucky.
- Headquarters
- 101 E Broadway, Mayfield, KY 42066
- FDIC certificate
- 2759 ↗
Branches
10 branches in Kentucky
Loading map…
Kentucky
10 branches
Mayfield area · 3
- FNB Bank, Inc.Main office101 E Broadway, Mayfield, KY 42066Directions
- Mayfield Banking Center Branch310 Charles Dr, Mayfield, KY 42066Directions
- Wingo Branch9606 Highway 45 S., Wingo, KY 42088Directions
Clarksville area · 2
- Cadiz Branch2558 Main St, Cadiz, KY 42211Directions
- Cadiz Branch1197 Canton Rd, Cadiz, KY 42211Directions
Murray area · 2
- Murray Ky Branch1445 Lowes Dr, Murray, KY 42071Directions
- Murray South611 S 12th St, Murray, KY 42071Directions
Paducah area · 2
- Lone Oak Branch3445 Lone Oak Rd, Paducah, KY 42003Directions
- Paducah Midtown Branch130 Lone Oak Rd, Paducah, KY 42001Directions
Benton area · 1
- Benton Branch315w 5th Street, Benton, KY 42025Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.48% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.68% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.23% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $73 | $81 | — |
- CapitalLeverage ratio8.48%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.68%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.23%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$73Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of FNB Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.