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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–15 results in Essex County, NJ · Showing Essex County, NJ: too few institutions in West Orange, NJ

  1. Top Carrot, Carrot Score 89
    Flagstar BankFlagstar Ready SavingsSavings · $1 min · 0.05%–4.00% by balance

    Bank · 8 branches

    4.00%APY$400 a year on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    Garden Savings FCUAccelerate SavingsSavings · $25 min · 1.00%–3.75% by balance

    Credit union · 2 branches

    3.75%APY$375 a year on $10,000
  3. Somerset Regal BankPremium Money Market AccountPremium Money Market Account · $5,000 min

    Bank · 4 branches

    3.35%APY$335 a year on $10,000
  4. First BankHigh Yield Savings AccountSavings · $1,000 min

    Bank · 1 branch

    3.00%APY$300 a year on $10,000
  5. First Commerce BankRelationship SavingsSavings · $1,000 min

    Bank · 1 branch

    3.00%APY$300 a year on $10,000
  6. ConnectOne BankConnection Plus SavingsSavings · $2,500 min · 0.00%–3.10% by balance

    Bank · 1 branch

    3.00%APY$300 a year on $10,000intro rate
  7. First Commerce BankRelationship Money MarketRelationship Money Market · $1,000 min

    Bank · 1 branch

    3.00%APY$300 a year on $10,000with conditions
  8. Top Carrot, Carrot Score 89
    CitiCiti Accelerate SavingsSavings · $0 min

    Bank · 1 branch

    3.00%APY$300 a year on $10,000
  9. Spencer Savings BankPremium Money MarketPremium Money Market · $100 min · 0.00%–2.90% by balance

    Bank · 2 branches

    2.90%APY$290 a year on $10,000
  10. Essex County Teachers FCUMoney MarketMoney Market · $1 min · 0.05%–4.50% by balance

    Credit union · 2 branches

    2.25%APY$225 a year on $10,000
  11. Top Carrot, Carrot Score 87
    Bogota Savings BankStatement SavingsSavings · $100 min · 0.75%–3.56% by balance

    Bank · 1 branch

    2.02%APY$202 a year on $10,000
  12. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000intro rate
  13. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionEmergency Fund SavingsSavings

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000intro rate
  14. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionSecondary SavingsSavings

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000intro rate
  15. Division 819 Transit Employees Credit UnionSavingsSavings · $100 min · 0.50%–2.02% by balance

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What savings accounts pay in Essex County, NJ

113 accounts at 38 banks and credit unions · checked Oct 16–22

Typical
0.10%
Top 10% from
2.02%
Banks, typical
0.10%
Credit unions, typical
0.33%

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New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. BTG Pactual Bank, National AssociationBank · 1 branch
  3. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate