Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Salisbury, MD metro
- 1.75%APY$175 a year on $10,000
Requirements
Product: $100 minimum opening balance. Earn interest quarterly when daily balance exceeds $200. No quarterly maintenance service charge with an average daily balance of $200; $5.00 quarterly maintenance service charge if average daily balance falls below $200. Maintenance Service Charge waived for minors and non-profit organizations. Rates may change after account opening.
Offer: Minimum $200 daily balance to earn interest. No term; monthly compounding. $5.00 quarterly maintenance service charge if average daily balance falls below $200 (waived for minors and non-profit organizations).
1.74% interest rate · Effective Oct 1, 2026
Rate checked
More details - Tidemark Federal Credit UnionHigh Yield Money MarketHigh Yield Money Market · $1,000 min · 1.10%–1.51% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Tiered dividends; minimum $1,000 balance to earn dividends. There is no limit or fee for withdrawals. Dividends are compounded and paid monthly.
Offer: Balance Range $1,000 to < $10,000.
1.10% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY $1,000 – $10,000 1.10% $10,000 – $50,000Your amount 1.20% $50,000 – $100,000 1.30% $100,000 – $250,000 1.41% $250,000 and up 1.51% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Dividends are paid on accounts with a balance of $100 or more; rate established quarterly by Board of Directors. Inactive account fee of $5.00/quarter after 1 year if balance is less than $100.00. Membership requires maintaining 1 share with par value of $5.00.
Offer: Dividends compounded and credited quarterly based on average daily balance. Minimum opening deposit of $5.00. Minimum balance of $100.00 to earn stated APY.
0.75% interest rate · Effective Apr 1, 2025
Rate checked
More details - First Shore FederalMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.50% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Deposits accepted from residents of the Eastern Shore of Maryland, Virginia's Eastern Shore and lower Delaware. A savings account that offers unlimited check writing. No monthly maintenance service charge with an average daily balance of $1,000; $7.50 monthly maintenance service charge if average daily balance falls below $1,000 (waived for non-profit organizations). Earn interest monthly when daily balance exceeds $1,000.
Offer: Earn interest monthly when daily balance exceeds $1,000. Monthly compounding. Fees could reduce earnings. Rates may change after account opening. No monthly maintenance service charge with an average daily balance of $1,000; $7.50 monthly maintenance service charge if average daily balance falls below $1,000 (waived for non-profit organizations).
0.05% interest rate · $7.50 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.05% $2,500 and upYour amount 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - SECU Credit UnionMoney ManagerMoney Manager · $2,000 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Less than $2,000
0.00% interest rate
Rate by balance
Rate by balance for Money Manager Balance APY Up to $2,000 0.00% $2,000 – $4,999 0.10% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $99,999 0.15% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance $300.
0.10% interest rate · Effective Sep 8, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes SECU membership. Requires maintaining at least a $10 balance in share savings account. No monthly maintenance fees.
Offer: Share Savings accounts show the dividend rate. $10 minimum deposit to open/maintain.
0.10% interest rate · No monthly fee · Effective Sep 8, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly service fees with eStatements. Minimum balance of $100.00 required to earn stated APY. Daily balance method used to calculate dividends. Dividends compounded and credited monthly (calendar).
Offer: Minimum balance to earn stated APY is $100.00. Minimum opening deposit is $5.00.
0.10% interest rate · No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 5 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 5 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 5 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Salisbury, MD metro
21 accounts at 9 banks and credit unions · checked Sep 25–Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Salisbury, MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Shore FederalBank · 2 branches