Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–13 results in Pampa, TX metro
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 1 branch
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - Pampa Teachers Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min
Credit union · 1 branch
1.46%APY$146 a year on $10,000Requirements
Product: Up to six electronic withdrawals per month; unlimited in-person withdrawals. $2,500 minimum balance to open and earn dividends.
Offer: Dividends credited monthly. Minimum balance of $2,500 to open and earn dividends. No monthly service charges.
1.45% interest rate · No monthly fee · Effective Jul 3, 2023
Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Keeps Cabot Community Credit Union membership active; $5 required to maintain. Dividends are calculated on daily balances, compounded and paid monthly.
Effective Jan 1, 2026
Rate checked
More details - 1.16%APY$116 a year on $10,000
Requirements
Product: No service fees with online statements. Rates on savings and money market accounts may change at the bank's discretion based on market conditions.
Offer: No service fees with online statements. Fees may reduce earnings. Minimum balance of $1,000.
1.15% interest rate · Effective Jan 7, 2026
Rate checked
More details - 0.95%APY$95 a year on $10,000intro rate
Requirements
Product: Savings rates declared quarterly. Initial $5 deposit required to become and remain a member/shareholder. Transaction limitations may apply.
Offer: Rates declared quarterly, current rates shown effective through September 30, 2026. Dividends compounded quarterly. $5 minimum balance.
Promotional rate · 0.95% interest rate · Compounded quarterly
Rate checked
More details - 0.75%APY$75 a year on $10,000
0.75% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: No service fees with online statements. Rates subject to change. Fees may reduce earnings.
Offer: Rates subject to change. Fees may reduce earnings. No service fees with online statements.
0.75% interest rate · Effective Jan 7, 2026
Rate checked
More details - Santa Fe Federal Credit UnionRegular SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily, compounded and paid quarterly. Maintains Santa Fe Federal Credit Union membership.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - Santa Fe Federal Credit UnionSpecial SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Save for special occasions like vacations or Christmas. Dividends calculated on daily / average daily balance, compounded and paid quarterly.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Special Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: A regular Savings Account with a $5.00 minimum balance establishes credit union membership. Dividends calculated and paid quarterly using the average daily balance method when balance meets or exceeds $50.
0.35% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: PTFCU’s basic savings account required for membership. $5 required to open and maintain account; $10 or $20 application fee depending on field of membership. Fixed dividend paid on entire balance with a minimum of $100.
Offer: Dividend rate of 0.25% with $100.00 minimum balance. Only $5 required to open and maintain the account.
0.25% interest rate · Effective Feb 25, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.
Offer: Monthly service fee waived with $100 minimum daily ledger balance.
0.02% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Pampa, TX metro
13 accounts at 8 banks and credit unions · checked Oct 16
- Typical
- 0.75%
- Top 10% from
- 1.89%
- Banks, typical
- 1.16%
- Credit unions, typical
- 0.63%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pampa, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMB BankBank · 1 branch