Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Jackson, MS metro
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 19 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Keesler Federal Credit UnionHIMMA Premier High Interest Money Market AccountHIMMA Premier High Interest Money Market Account · $0 min
Credit union · 6 branches
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Rate available on new deposits only. Account can be opened online, by phone, or in branch. At the end of six months, balance can be rolled into a regular HIMMA account, share/checking account, or certificate. Limit 6 pre-authorized withdrawals per month.
Offer: New deposits only. Rate applies for the first 6 months.
Promotional rate · 3.20% interest rate
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 19 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Limited to 6 free withdrawals per calendar month ($10 fee per withdrawal thereafter). Variable rate reviewed monthly. Internal transfers enabled; external transfers require moving funds to regular savings or checking first.
Offer: No minimum balance, no monthly fees, no direct deposit required. 6 free withdrawals per calendar month, $10 fee per withdrawal thereafter.
2.96% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Five Star Credit UnionPremier Growth Money MarketPremier Growth Money Market · $2,000 min · 1.31%–1.76% by balance
Credit union · 3 branches
1.31%APY$131 a year on $10,000Requirements
Product: Money market accounts with less than $2,000 earn savings account base rate. Variable rates subject to change. Fees may reduce earnings.
Offer: Accounts with less than $2,000 earn savings account base rate.
1.30% interest rate
Rate by balance
Rate by balance for Premier Growth Money Market Balance APY $2,000 – $50,000Your amount 1.31% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - Statewide Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.05%–3.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Unlimited withdrawals and transfers. No monthly fees.
0.05% interest rate · No monthly fee · Effective Sep 30, 2025
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $9,999 0.05% $10,000 – $49,999Your amount 1.25% $50,000 and up 3.00% Rate checked
More details - Hope Credit UnionHOPE Rewards Saving Plus AccountsSavings · 1.01%–1.51% by balance
Credit union · 4 branches
1.01%APY$100 a year on $10,000Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications are met.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for HOPE Rewards Saving Plus Accounts Balance APY Up to $10,000Your amount 1.01% $10,000 – $50,000 1.51% Over $50,000 1.51% Rate checked
More details - Members Exchange Credit UnionKasasa Saver AccountSavings · $0 min · 0.25%–1.00% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Linked to Kasasa Checking Account. Kasasa rewards can automatically be transferred into Kasasa Saver.
Offer: Qualifying Kasasa account requirements met
Qualified rate · 1.00% interest rate · Effective Mar 14, 2023
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $25,000Your amount 1.00% Over $25,000 0.25% Rate checked
More details - Keesler Federal Credit UnionChecking SaverSavings · $0 min · 0.40%–1.00% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.
Offer: Qualified: when monthly qualifications of linked checking account are met. Rate applies to balances up to $150,000.
Qualified rate · 0.99% interest rate
Rate by balance
Rate by balance for Checking Saver Balance APY Up to $150,000Your amount 1.00% $150,000 and upBlended APY ranges from 1.00% to 0.76% depending on account daily balance. 0.40%* Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Earns competitive dividends on a low monthly balance. Dividends are compounded and declared quarterly based on available earnings and computed on the average daily balance. Interest is calculated daily.
Offer: Dividends are compounded and declared quarterly based on available earnings and computed on the average daily balance. Interest is calculated daily.
0.75% interest rate · No monthly fee
Rate checked
More details - RiverLand Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.40%–0.65% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: No monthly fees. No monthly limit on number of withdrawals. Minimum balance of $1,000 required to earn dividends.
0.39% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 and up 0.40% $10,000 and upYour amount 0.65% Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Must be linked to a PERKS Checking account. To earn qualifying rate, linked PERKS Checking must meet monthly qualification cycle requirements: minimum 15 debit card transactions post and clear, monthly eStatements, and cumulative ACH deposits of $500 or more. One PERKS Savings per primary member SSN. Non-qualifying rate of 0.01% APY applies if requirements are not met.
Offer: Non-qualifying rate earned on all balances if minimum requirements are not met.
Qualified rate · 0.01% interest rate
Rate by balance
Rate by balance for PERKS Savings Balance APY Any balance 0.01% Up to $10,000Applies when linked PERKS Checking meets monthly qualifying requirements. 0.01% $10,000 – $100,000Your amountApplies when linked PERKS Checking meets monthly qualifying requirements. 0.55% Over $100,000Applies when linked PERKS Checking meets monthly qualifying requirements. 0.01%* Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: Dividend Period: Monthly
0.50% interest rate · Effective Aug 23, 2022
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jackson, MS metro
81 accounts at 28 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 1.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Jackson, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- RiverLand Federal Credit UnionCredit union · 1 branch
- Keesler Federal Credit UnionCredit union · 6 branches
- Veritas Federal Credit UnionCredit union · 1 branch