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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–15 results in Gainesville, FL metro

  1. Top Carrot, Carrot Score 91
    Suncoast Credit UnionHigh Yield Money Market AccountHigh Yield Money Market Account · $1,000 min · 0.50%–3.00% by balance

    Credit union · 1 branch

    3.00%APY$300 a year on $10,000with conditions
  2. Top Carrot, Carrot Score 89
    Gala BankPersonal Money MarketPersonal Money Market

    Bank · 1 branch

    2.58%APY$258 a year on $10,000
  3. Top Carrot, Carrot Score 89
    Self-Help Credit UnionMoney MarketMoney Market

    Credit union · 2 branches

    2.12%APY$212 a year on $10,000
  4. Top Carrot, Carrot Score 89
    Gala BankPersonal SavingsSavings · $250 min

    Bank · 1 branch

    2.02%APY$202 a year on $10,000
  5. First Southern BankFree Kasasa Saver®Savings · $25 min · 0.50%–2.00% by balance

    Bank · 1 branch

    2.00%APY$200 a year on $10,000with conditions
  6. Top Carrot, Carrot Score 91
    Suncoast Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.25%–3.50% by balance

    Credit union · 1 branch

    1.40%APY$140 a year on $10,000
  7. VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance

    Credit union · 3 branches

    1.00%APY$100 a year on $10,000
  8. Top Carrot, Carrot Score 87
    Florida Credit UnionMoney Market Specials - PersonalMoney Market Specials - Personal · $2,500 min · 0.25%–2.00% by balance

    Credit union · 4 branches

    0.98%APY$98 a year on $10,000intro rate
  9. FiCare Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.30%–0.85% by balance

    Credit union · 1 branch

    0.50%APY$50 a year on $10,000
  10. Top Carrot, Carrot Score 89
    Self-Help Credit UnionPersonal SavingsSavings · $5 min

    Credit union · 2 branches

    0.30%APY$30 a year on $10,000
  11. Top Carrot, Carrot Score 91
    Suncoast Credit UnionSpecial Savings AccountSavings · $0 min

    Credit union · 1 branch

    0.25%APY$25 a year on $10,000
  12. Top Carrot, Carrot Score 91
    Suncoast Credit UnionMembership Savings AccountSavings · $5 min

    Credit union · 1 branch

    0.25%APY$25 a year on $10,000
  13. Top Carrot, Carrot Score 91
    Suncoast Credit UnionHigh Yield Savings AccountSavings · $0 min · 0.25%–4.50% by balance

    Credit union · 1 branch

    0.25%APY$25 a year on $10,000with conditions
  14. Top Carrot, Carrot Score 87
    Florida Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.02%–1.00% by balance

    Credit union · 4 branches

    0.25%APY$25 a year on $10,000
  15. FLCBankPersonal Money MarketPersonal Money Market · $1,000 min · 0.10%–3.05% by balance

    Bank · 1 branch

    0.20%APY$20 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Gainesville, FL metro

51 accounts at 17 banks and credit unions · checked Oct 6–22

Typical
0.05%
Top 10% from
1.40%
Banks, typical
0.04%
Credit unions, typical
0.15%

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Gainesville, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Suncoast Credit UnionCredit union · 1 branch
  2. Radiant Credit UnionCredit union · 7 branches
  3. Self-Help Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate