Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Deltona, FL metro
- 3.39%APY$339 a year on $10,000
Requirements
Product: $10 minimum opening deposit. Designed for first-time home buyers saving for a down payment.
Effective Oct 5, 2026
Rate checked
More details - 3.10%APY$310 a year on $10,000with conditions
Requirements
Product: Automatically bundled with a Spend Smart Checking Account. $10 minimum opening deposit. No monthly service charge and no minimum balance requirement. Premium rate applied to the first $100,000 in the Save Smart Savings account; balances above $100,000 earn 0.10% APY.
Offer: Premium rate applied to the first $100,000 in the Save Smart Savings account.
Qualified rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Member must maintain $5 par value. All share accounts are variable rate accounts.
Offer: $5 monthly fee if daily balance is below $500 (waived by maintaining a daily balance of $500 or more). Variable rate. Member must maintain $5 par value.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Space Coast Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.00%–2.25% by balance
Credit union · 12 branches
1.50%APY$150 a year on $10,000Requirements
Product: Membership in Space Coast Credit Union required (maintain a Share Savings account with $5 minimum deposit). Open to relatives of current members and those who work or live in eligible Florida counties. Minimum opening deposit is $2,500. $15 monthly low balance fee applies if minimum daily balance of $2,500 is not maintained; no monthly service fee.
Offer: Requires $2,500 minimum opening deposit. $15 monthly low balance fee if minimum daily balance of $2,500 is not met.
0.00% interest rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 – $250,000 2.15% $250,000 and up 2.25% Rate checked
More details - Launch Credit UnionMoney MarketMoney Market · $2,500 min · 1.40%–3.49% by balance
Credit union · 7 branches
1.40%APY$140 a year on $10,0001.39% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.40% $10,000 – $25,000Your amount 1.40% $25,000 – $50,000 1.50% $50,000 – $100,000 1.60% $100,000 – $250,000 2.50% $250,000 – $500,000 3.00% $500,000 – $1,000,000 3.49% $1,000,000 and up 3.49% Rate checked
More details - Addition Financial Credit UnionGrowth Plus Money MarketGrowth Plus Money Market · $1,000 min · 0.05%–2.63% by balance
Credit union · 1 branch
1.31%APY$131 a year on $10,000with conditionsRequirements
Product: Active Benefits Checking or Classic Checking account required for access. Dividends are compounded daily and paid monthly.
Qualified rate · 0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Growth Plus Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 1.31% $100,000 – $249,999 1.51% $250,000 – $999,999 2.12% $1,000,000 and up 2.63% Rate checked
More details - VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated daily, compounded daily and credited monthly. Account includes checks and a debit card.
0.90% interest rate · Compounded daily · Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.90% $10,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.45% Rate checked
More details - Florida Credit UnionMoney Market Specials - PersonalMoney Market Specials - Personal · $2,500 min · 0.25%–2.00% by balance
Credit union · 1 branch
0.98%APY$98 a year on $10,000intro rateRequirements
Product: Products listed as specials can be discontinued at any time. When special rate expires, account converts to normal product. Interest compounded monthly; Dividend credited monthly.
Offer: Interest compounded monthly; Dividend credited monthly. Products listed as specials can be discontinued at any time. When special rate expires, account converts to normal product.
Promotional rate · 0.25% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Specials - Personal Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.98% $25,000 – $50,000 1.10% $50,000 – $100,000 1.25% $100,000 – $1,000,000 1.50% $1,000,000 and up 2.00% Rate checked
More details - Addition Financial Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–1.46% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Dividends paid on daily account balances of $1,000 or more. No minimum opening deposit. No required minimum balance. Dividends are compounded daily and paid monthly.
0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 0.70% $100,000 – $250,000 0.95% $250,000 – $1,000,000 1.26% $1,000,000 and up 1.46% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Gateway to membership; member must maintain $5 par value. All share accounts are variable rate.
Offer: No minimum balance to earn dividends.
0.30% interest rate
Rate checked
More details - Florida Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.02%–1.00% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Interest compounded monthly; Dividend credited monthly. No monthly maintenance fee.
Offer: Interest compounded monthly; Dividend credited monthly. No monthly fee.
0.25% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $40,000 0.45% $40,000 – $100,000 0.55% $100,000 – $2,000,000 0.75% $2,000,000 – $5,000,000 1.00% $5,000,000 and up 0.02% Rate checked
More details - Financial Educators Federal Credit UnionShare (Savings) AccountSavings · $15 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are paid quarterly from current income and available earnings as determined each quarter by the Board of Directors. Automatically covers overdrafts for share draft checking account if funds are available.
Effective Dec 9, 2022
Rate checked
More details - Financial Educators Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Rates accurate as of 12/9/2022. APY = Annual Percentage Yield. Anchors Away accounts eligible for an extra 0.25%.
Offer: Balance tier $1,000 - $9,999.
Effective Dec 9, 2022
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest compounded quarterly; dividend credited quarterly.
Offer: Interest compounded quarterly; dividend credited quarterly.
0.15% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary share account establishing credit union membership/ownership with a $5.00 minimum balance. Interest compounded quarterly; dividend credited quarterly.
Offer: Interest compounded quarterly; dividend credited quarterly.
0.15% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Deltona, FL metro
46 accounts at 15 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 1.36%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.18%
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Deltona, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Self-Help Credit UnionCredit union · 1 branch
- Space Coast Credit UnionCredit union · 12 branches
- Florida Credit UnionCredit union · 1 branch