Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1351–1365 of 12,447 results
- Finance FactorsPremier SavingsSavings · $100 min · 0.10%–3.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Available to State of Hawaii residents and businesses only. Opening deposit must be drawn on a check from a financial institution other than Finance Factors. No checking account required. Account must be opened at a branch.
Offer: Earns 0.10% for each day balance is below $100. $5 monthly service fee charged for each month account is below minimum balance at any time.
0.10% interest rate · $5 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $100 0.10%* $100 – $50,000Your amount 2.00% $50,000 – $100,000Must maintain minimum daily balance of $100 to obtain disclosed APY. Balances below $100 earn 0.10% each day below minimum. $5 monthly service fee charged for each month account is below minimum balance at any time (fee waived if minimum daily balance of $100 is maintained). 2.50% $100,000 and upMust maintain minimum daily balance of $100 to obtain disclosed APY. Balances below $100 earn 0.10% each day below minimum. $5 monthly service fee charged for each month account is below minimum balance at any time (fee waived if minimum daily balance of $100 is maintained). 3.00% Rate checked
More details - Finance FactorseSavingsSavings · $100 min · 0.10%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Available to Hawaii residents only; not available to businesses. Must open account online. Opening deposit must be electronically transferred/drawn from a financial institution other than Finance Factors. Maximum opening deposit is $10,000. Limit of 6 electronic or preauthorized transfers/withdrawals per calendar month.
Offer: Earns 0.10% APY for each day balance is below $100 minimum. $15 monthly service fee charged for each month account is below minimum balance at any time.
$15 monthly fee · Effective Dec 8, 2025
Rate by balance
Rate by balance for eSavings Balance APY Up to $100 0.10% $100 and upYour amount 2.00% Rate checked
More details - 2.00%APY$200 a year on $10,000intro rate
Requirements
Product: Membership is open to individuals who live, regularly work, attend school, worship, or volunteer in the communities of Eleele or Hanapepe, or who are immediate family or household members of an existing member.
Offer: Declared dividend rate for 2nd Quarter 2026.
Promotional rate
Rate checked
More details - Hawaii County Employees FCUMoney Market Share AccountMoney Market Share Account · $2,500 min
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Effective as of 2025-01-01. Monthly compounding. Average Daily Balance method. Minimum opening deposit and minimum balance to earn stated APY is $2,500.00. Account transfer limitations apply.
2.00% interest rate · Effective Jan 1, 2025
Rate checked
More details - Gather Federal Credit UnionKasasa SaverSavings · $25 min · 0.10%–2.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must meet Kasasa Cash monthly qualifications to earn higher rates: at least 12 check card purchases post and settle, at least 1 bill pay or automatic ACH transaction post and settle, and enrolled in eStatements.
Offer: Qualifying rate for balances up to $40,000 when monthly qualification cycle requirements are met.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Jan 2, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $40,000Your amount 2.00% Over $40,000 0.10%* Rate checked
More details - Trona Valley Federal Credit UnionMoney MarketMoney Market · $0 min · 0.25%–3.30% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Dividends compounded and credited monthly / post quarterly. $10 monthly fee waived with $2,000 average daily balance. Limited check writing privileges. Unlimited deposits.
Offer: $10 monthly fee waived with $2,000 average daily balance.
0.25% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.25% $2,000 – $20,000Your amount 2.00% $20,000 – $75,000 2.10% $75,000 – $150,000 2.50% $150,000 and up 3.30% Rate checked
More details - U.S. BankU.S. Bank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - U.S. BankBank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Bank of UticaPersonal MMAPersonal MMA · $1,000 min · 2.00%–2.20% by balance
Bank · Add a location to see nearby branches
2.20%APY$198 a year on $10,0001.98% on $10,000Requirements
Product: Local Deposits Only - Oneida, Herkimer, Madison, Otsego Counties. Subject to Change at Anytime. Compounding monthly. Up to 6 transfers per month allowed; $5 fee per transfer if more than 6 transfers are made.
Offer: Paid on the first $5 million if average available balance is more than $5 million.
2.18% interest rate · Effective Oct 1, 2026
Rate by part of balance
Rate by balance for Personal MMA Balance APY $1,000 – $5,000,000 2.20% Over $5,000,000Paid on the balance above $5 million if average available balance is more than $5 million. 2.00% Each rate is paid on the part of the balance in its range.
Rate checked
More details - Journey Credit UnionMoney Market AccountsMoney Market Accounts · $5,000 min · 1.97%–3.25% by balance
Credit union · Add a location to see nearby branches
1.97%APY$197 a year on $10,000Requirements
Product: Dividends paid monthly. Should balance fall below $5,000, lower rate earned and $5.00 monthly service fee charged until balance is above $5,000 again. Up to six debits/withdrawals per month without service charge, $10/withdrawal fee applied after.
Offer: Tier 1
1.95% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $5,000 – $25,000Your amount 1.97% $25,000 – $50,000Tier 2 2.22% $50,000 – $90,000Tier 3 2.63% $90,000 – $150,000Tier 4 2.94% $150,000 and upTier 5 3.25% Rate checked
More details - Freedom BankMoney Market CheckingMoney Market Checking · $2,500 min · 1.97%–3.66% by balance
Bank · Add a location to see nearby branches
1.97%APY$197 a year on $10,000Requirements
Product: Features limited check writing and withdrawals per Federal regulations. Interest is credited monthly. Available to individuals, sole proprietors, partnerships, corporations, and organizations. Variable-rate account.
1.95% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $250,000Your amount 1.97% $250,000 – $500,000 2.53% $500,000 – $1,000,000 3.20% $1,000,000 and up 3.66% Rate checked
More details - Abilene Teachers Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $0 min · 0.00%–2.63% by balance
Credit union · Add a location to see nearby branches
1.97%APY$197 a year on $10,000Requirements
Product: Minimum balance to earn interest is $2,500.
Offer: Minimum to earn interest is $2,500.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,500 0.00% $2,500 – $10,000 1.87% $10,000 – $25,000Your amount 1.97% $25,000 – $50,000 2.07% $50,000 – $75,000 2.27% $75,000 – $100,000 2.38% $100,000 and up 2.63% Rate checked
More details - Frontier State BankMoney Market AccountMoney Market Account · $2,500 min · 1.97%–2.55% by balance
Bank · Add a location to see nearby branches
1.97%APY$197 a year on $10,000Requirements
Product: $12.00 monthly maintenance fee if balance falls below $2,500 any day during the statement cycle period. $500 minimum balance each day to earn disclosed APY.
Offer: Requires $500 minimum daily balance to earn stated APY. $12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle.
1.95% interest rate · $12 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $49,999Your amount 1.97% $50,000 – $99,999 2.02% $100,000 – $249,999 2.07% $250,000 – $749,999 2.17% $750,000 and up 2.55% Rate checked
More details - Peoples Bank of Deer LodgeMoney Market SavingsMoney Market Savings · $100 min · 1.97%–2.99% by balance
Bank · Add a location to see nearby branches
1.97%APY$197 a year on $10,000Requirements
Product: Must open with a minimum deposit of $100.00. No service charge if customer maintains a minimum balance of $2,500.00; otherwise, a $6.00 monthly service charge is assessed. Rates are variable and may change after the account is opened.
Offer: Minimum balance required to earn APY is $100.00. Monthly service charge of $6.00 is waived if maintaining a minimum balance of $2,500.00.
1.95% interest rate · $6 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $25,000Your amount 1.97% $25,000 – $75,000 2.07% $75,000 – $100,000 2.12% $100,000 – $150,000 2.63% $150,000 and up 2.99% Rate checked
More details - Quest Federal Credit UnionHigh Yield Money Market AccountHigh Yield Money Market Account · $500 min · 1.97%–2.79% by balance
Credit union · Add a location to see nearby branches
1.97%APY$197 a year on $10,000Requirements
Product: Requires a minimum balance of $500.00 to earn interest. Maximum of 1 withdrawal per month allowed; $15.00 penalty per excess withdrawal. No fees or penalties if balance falls below $500.00.
Offer: Basic High Yield Money Market tier ($500-$10,000).
Effective May 1, 2026
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY $500 – $10,000Your amount 1.97% $10,001 – $50,000 2.12% $50,001 – $100,000 2.27% $100,001 – $150,000 2.53% Over $150,001 2.79% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay nationwide
12,447 accounts at 4,887 banks and credit unions · checked Oct 22–26
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank