Bank · FDIC insured
Peoples Bank of Deer Lodge Savings Rates
Peoples Bank of Deer Lodge’s best savings rate is 1.97% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Peoples Bank of Deer Lodge’s savings rates compare
Compared with banks and credit unions in Montana, where Peoples Bank of Deer Lodge has the most branches. $10,000, best rate first.
This bank’s best
Peoples Bank of Deer Lodge
1.97%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $197
Money Market Savings
Top rate
Daniels-Sheridan Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
2nd-highest rate
Mile High FCU
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
Peoples Bank of Deer Lodge savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0001.51%
- $10,000 balance$10,0001.97%
- $100,000 balance$100,0002.63%
- QualifiedQualified1.97%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Bank of Deer Lodge ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
1.97%APY
Must open with a minimum deposit of $100.00. No service charge if customer maintains a minimum balance of $2,500.00; otherwise, a $6.00 monthly service charge is assessed. Rates are variable and may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Minimum balance required to earn APY is $100.00. Monthly service charge of $6.00 is waived if maintaining a minimum balance of $2,500.00. | 1.97% | $197 | Minimum balance required to earn APY is $100.00. Monthly service charge of $6.00 is waived if maintaining a minimum balance of $2,500.00. |
| $25,000 – $75,000Minimum balance required to earn APY is $100.00. Monthly service charge of $6.00 is waived if maintaining a minimum balance of $2,500.00. | 2.07% | — | Minimum balance required to earn APY is $100.00. Monthly service charge of $6.00 is waived if maintaining a minimum balance of $2,500.00. |
| $75,000 – $100,000Minimum balance required to earn APY is $100.00. Monthly service charge of $6.00 is waived if maintaining a minimum balance of $2,500.00. | 2.12% | — | Minimum balance required to earn APY is $100.00. Monthly service charge of $6.00 is waived if maintaining a minimum balance of $2,500.00. |
| $100,000 – $150,000Minimum balance required to earn APY is $100.00. Monthly service charge of $6.00 is waived if maintaining a minimum balance of $2,500.00. | 2.63% | — | Minimum balance required to earn APY is $100.00. Monthly service charge of $6.00 is waived if maintaining a minimum balance of $2,500.00. |
| $150,000 and upMinimum balance required to earn APY is $100.00. Monthly service charge of $6.00 is waived if maintaining a minimum balance of $2,500.00. | 2.99% | — | Minimum balance required to earn APY is $100.00. Monthly service charge of $6.00 is waived if maintaining a minimum balance of $2,500.00. |
Sources (3)
- pbdl.net/current-rates
- pbdl.net/deposit-products/personal-banking
- pbdl.net/deposit-products/senior-banking
All captured Oct 4, 2026
Personal Savings
1.51%APY
No service charge if customer maintains a balance of $100.00; otherwise a $2.00 service charge is assessed at statement time. Must open with a minimum of $100.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance required to earn the APY is $100.00. Rates are variable and may change after the account is opened. $2.00 service charge waived with a $100.00 balance.$100 and up | 1.51% | $151 | Minimum balance required to earn the APY is $100.00. Rates are variable and may change after the account is opened. $2.00 service charge waived with a $100.00 balance. |
Sources (3)
- pbdl.net/current-rates
- pbdl.net/deposit-products/personal-banking
- pbdl.net/deposit-products/senior-banking
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.