Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 646–660 results
- 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 16 - 24 qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - Bluestone BankHigh-Yield Savings AccountSavings · $10 min
Bank · Add a location to see nearby branches
2.75%APY$275 a year on $10,000with conditionsRequirements
Product: Available only for consumers and for new funds to the Bank. Maximum of 6 fee-free withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit thereafter.
Offer: Base APY when monthly ACH credit qualifications are not met. Maximum of 6 withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit over 6.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Apple FCUSafetyNet SavingsSavings · 1.00%–2.75% by balance
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Emergency savings account. Balances over $10,000 earn 1.00% APY. No minimum balance required. Option to fund via Round Up debit card purchases.
Offer: Compounded monthly. Premium rate earned on balances up to $10,000. No minimum balance required.
Compounded monthly · Effective Oct 15, 2026
Rate by balance
Rate by balance for SafetyNet Savings Balance APY Up to $10,000Your amount 2.75% Over $10,000 1.00% Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Available to Maine and New Hampshire residents only.
Offer: Requires an active Propel Premier Checking account (meeting two of: $5,000 average daily balance, $1,000+ direct deposits, or 10 debit card transactions per monthly statement cycle). 50% of opening deposit must be new money. Available to Maine and New Hampshire residents only.
Qualified rate · 2.72% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - Arizona Financial Credit UnionHigh-Yield SavingsSavings · $10,000 min · 0.20%–3.40% by balance
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Dividends accrue from date of deposit and are compounded and credited monthly based on the average daily balance. Rates may change monthly as determined by the Board of Directors. No monthly fee.
Offer: Minimum $25 to earn APY.
0.20% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY $25 and up 0.20% $10,000 and upYour amountMinimum $10,000 to earn APY. 2.75% $25,000 and upMinimum $25,000 to earn APY. 2.80% $50,000 and upMinimum $50,000 to earn APY. 2.85% $100,000 and upMinimum $100,000 to earn APY. 2.90% $250,000 and upMinimum $250,000 to earn APY. 3.00% $500,000 and upMinimum $500,000 to earn APY. 3.10% $1,000,000 and upMinimum $1,000,000 to earn APY. 3.25% $2,000,000 and upMinimum $2,000,000 to earn APY. 3.40% Rate checked
More details - Westerly Community Credit UnionDiamond Savings AccountSavings · $25 min · 1.25%–2.75% by balance
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Limit (1) Diamond Savings account per member. Earn highest rate on balances less than $25,000. Interest compounded & posted monthly. Surcharge-free ATM access.
Offer: Earn highest rate on balances less than $25,000. Limit (1) Diamond Savings account per member.
2.72% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Diamond Savings Account Balance APY Up to $25,000Your amount 2.75% $25,000 and up 1.25% Rate checked
More details - Financial Partners Credit UnionHigh Yield SavingsSavings · $5,000 min
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Dividends are compounded quarterly and credited quarterly. Variable rate; rate may change after account opening. Balances below $5,000 earn regular savings rate (0.10% APY). New Money Required (funds may not be from an existing Financial Partners Credit Union account). No monthly fees.
Offer: Minimum deposit to open and earn stated rate is $5,000. New Money Required.
2.72% interest rate · Compounded quarterly · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Hatboro Federal SavingsMoney Market AccountMoney Market Account · $1,000 min
Bank · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Offer: Earn 2.75% APY on balances $1,000 or more. Minimum to open and earn interest is $1,000.
Rate checked
More details - Corazo Credit UnionScholar SaverSavings · $50 min
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Maturity date: April 1st. Monthly maximum deposit of $1,000. Maximum balance of $12,000.
Offer: Fixed rate type. Minimum balance to earn dividend is $50.
2.72% interest rate · Balance cap $12,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Prize-linked savings account offering prize drawing entries for each $25 increase in savings balance (up to 4 entries per month).
2.72% interest rate · Effective Oct 1, 2026
Rate checked
More details - Co-op Credit UnionMembers Money Savings AccountSavings · $1,000 min · 2.75%–3.75% by balance
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Tiered interest rates. Minimum deposit of $1,000.00. Must maintain a minimum average daily balance of $100.00 to obtain the disclosed annual percentage rate. Interest is calculated and paid monthly on the average daily balance, and is compounded. Limit of 6 transactions (deposits or withdrawals) per month, of which only 3 can be withdrawals.
Offer: Must maintain a minimum average daily balance of $100.00 to obtain the disclosed annual percentage rate. Minimum deposit of $1,000.00. Limit of 6 transactions per month (max 3 withdrawals).
2.72% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Members Money Savings Account Balance APY $100 – $25,000Your amount 2.75% $25,000 – $50,000 3.00% $50,000 and up 3.75% Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Required account to establish membership. Dividends compounded and paid quarterly using the average daily balance method when average daily balance is $10.00 or greater.
Offer: Dividends compounded and paid quarterly using average daily balance method; quarterly dividends paid when average daily balance is $10.00 or greater.
2.72% interest rate · Effective Oct 1, 2026
Rate checked
More details - Endurance Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.55%–3.00% by balance
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000intro rateRequirements
Product: The Dividend Rate is determined at the end of each quarter. Dividend Rate disclosed is for October - December 2026.
Promotional rate · 2.52% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 2.55% $10,000 – $24,999Your amount 2.75% $25,000 – $49,999 2.85% $50,000 and up 3.00% Rate checked
More details - Cape Cod 5High Yield SavingsSavings · $5,000 min · 0.02%–2.75% by balance
Bank · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: This account must be opened with a minimum of $5,000 in new funds not already on deposit with Cape Cod 5.
Offer: Minimum daily balance of $5,000 to avoid monthly maintenance fees. Must be opened with a minimum of $5,000 in new funds not already on deposit with Cape Cod 5. Rate may change after opening.
Effective Sep 29, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.02% $10,000 – $50,000Your amount 2.75% $50,000 – $100,000 2.75% $100,000 – $250,000 2.75% $250,000 – $500,000 2.75% $500,000 – $1,000,000 2.75% $1,000,000 and up 2.75% Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Personal accounts only. Must be opened with a minimum of $5,000 in new funds not already on deposit with Fidelity Bank. Monthly maintenance fee of $5 is waived by maintaining a minimum $5,000 daily balance.
Offer: Requires minimum $5,000 opening deposit in new funds not already on deposit with Fidelity Bank. Minimum daily balance of $10 to earn stated APY. $5 monthly fee waived with minimum $5,000 daily balance.
$5 monthly fee · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank