Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results
- North American Savings BankUltimate SavingsSavings · $10,000 min · 0.01%–3.60% by balance
Bank · Add a location to see nearby branches
3.60%APY$360 a year on $10,000Requirements
Product: Online only. Blended interest rate. Rates only available in the Greater Kansas City (KS/MO) area.
Offer: Blended interest rate. Available online through nasb.com only.
Effective Sep 11, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Up to $50,000Your amount 3.60% $50,000 – $1,999,999 3.60% $2,000,000 and up 0.01% Rate checked
More details - North American Savings BankE-SavingsSavings · $10,000 min
Bank · Add a location to see nearby branches
3.60%APY$360 a year on $10,000Requirements
Product: Online only. High-yield online savings account available nationally. Interest is compounded monthly.
Offer: Online only. High-yield online savings account available nationally. Interest is compounded monthly.
3.54% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - Country Bank for SavingsAdvantage Savings AccountSavings · $10 min
Bank · Add a location to see nearby branches
3.60%APY$360 a year on $10,000with conditionsRequirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. If closed or converted, reverts to base rate. Limit to one account per tax reported SSN.
Offer: Paired with Relationship Rewards Checking. Relationship Rewards Checking account must remain active. Preferred rate of 3.40% added to base rate of 0.10%.
Qualified rate · 3.50% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Deseret First Credit UnionMission SavingsSavings · $5 min · 0.05%–3.60% by balance
Credit union · Add a location to see nearby branches
3.60%APY$360 a year on $10,000Requirements
Product: Designed for missionary preparation. One free withdrawal every six months. For minors, a parent or guardian can serve as a joint owner. No monthly fees. Opening deposit stated as $5 on p40 and no minimum deposit required on p41.
Offer: Standard tier for balances $0–$15,000. No monthly fees. Minimum opening deposit $5 per p40 ($0 per p41).
3.54% interest rate · No monthly fee
Rate by balance
Rate by balance for Mission Savings Balance APY Up to $15,000Your amount 3.60% $15,000 and up 0.05% Rate checked
More details - Sallie MaeSallie Mae Money Market AccountSallie Mae Money Market Account · $0 min
Bank · Add a location to see nearby branches
3.60%APY$360 a year on $10,000Requirements
Product: Applies to personal accounts only. Variable rate may change after account opening. Interest is compounded daily and credited/paid monthly.
Offer: Applies to personal accounts only. Variable rate may change after account opening. Interest is compounded daily and credited/paid monthly.
3.54% interest rate · Compounded daily · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Grand Ridge National BankPromo Money MarketPromo Money Market · $5,000 min
Bank · Add a location to see nearby branches
3.60%APY$360 a year on $10,000intro rateRequirements
Product: Promotion is for new customers to Grand Ridge National Bank who deposit new money (money not previously held by any Grand Ridge National Bank location). Variable rate; subject to change. Limited time offer.
Offer: Requires new money deposited by new customers. Minimum balance to open and earn stated APY is $5,000 (daily balances above $5,000). Variable rate; subject to change. Limited time offer. Service charge fee of $5 for each debit transaction in excess of three per statement cycle. $15 service charge if closed within 6 months.
Promotional rate
Rate checked
More details - First National Bank of AmericaHigh Yield Savings PromotionSavings · $1,000 min
Bank · Add a location to see nearby branches
3.60%APY$360 a year on $10,000intro rateRequirements
Product: Promotional rate available to new accounts only for the first 6 months from date of account opening on new money (funds deposited from external source not held at FNBA within the last 30 days). Tiered variable-rate account. After promotion period ends, Platinum HYSA rates apply. Entire balance earns the applicable tier rate.
Offer: Promotional rate tier for balances $250,000 or Less. Entire balance earns the applicable tier rate.
Promotional rate · 3.54% interest rate · Balance cap $250,000 · Effective Oct 9, 2026
Rate checked
More details - EverTrust BankSmart Saver SavingsSavings · $5,000 min · 0.50%–3.60% by balance
Bank · Add a location to see nearby branches
3.60%APY$360 a year on $10,000Requirements
Product: Individual account. An interest bearing product with a variety of tiered rates. Compound monthly, credit monthly. Surcharge free withdrawals at EverTrust Bank ATMs and participating STARsf ATMs.
Offer: A service charge balance requirement fee of $25.00 will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $5,000.00. Must maintain a minimum daily balance of $0.01 but not exceeding $4,999.99 to obtain APY.
$25 monthly fee · Effective Jan 5, 2026
Rate by balance
Rate by balance for Smart Saver Savings Balance APY Up to $5,000 0.50% $5,000 and upYour amount 3.60% Rate checked
More details - 3.60%APY$360 a year on $10,000with conditions
Requirements
Product: Must be opened the same day as a newly issued Flatwater Bank CD. Maximum deposit is equal to the amount of the corresponding new CD. Deposits limited to initial deposit only or at the same time as opening a new CD.
Offer: Interest compounded and credited quarterly. Keep a $500 daily balance in the account to avoid the $25 quarterly maintenance fee. Maximum deposit equals amount of newly opened CD.
Qualified rate · Effective Apr 1, 2025
Rate checked
More details - Ascension Credit UnionMoney Market AccountMoney Market Account
Credit union · Add a location to see nearby branches
3.60%APY$360 a year on $10,000Requirements
Product: Only 6 withdrawals per month; max 3 by check. Matches 6 Month CD APY.
Offer: No Fee. Only 6 withdrawals per month; max 3 by check. Matches 6 Month CD APY.
3.57% interest rate · No monthly fee
Rate checked
More details - All America BankMega Money Market® CheckingMega Money Market® Checking · $500 min · 0.50%–3.60% by balance
Bank · Add a location to see nearby branches
3.60%APY$360 a year on $10,000Requirements
Product: Must be opened online. Limit of one Mega Money Market® account per individual.
Offer: Rate applies to daily balances up to $100,000. Must be opened online. Limit of one account per individual.
Effective Aug 21, 2026
Rate by balance
Rate by balance for Mega Money Market® Checking Balance APY Up to $100,000Your amount 3.60% $100,000 and up 0.50% Rate checked
More details - 3.58%APY$358 a year on $10,000
Requirements
Product: Perfect for child savings. Attractive variable interest rate-established quarterly. Reaches maturity in 5 years. Early withdrawal fee: 6 months interest on amount withdrawn at average rate for past 6 months. Unlimited deposits.
Offer: Minimum daily balance to obtain APY is $100.00. $100 minimum to open and earn interest.
3.53% interest rate · Effective Oct 1, 2026
Rate checked
More details - FM Bank and TrustReward SaverSavings · 0.25%–3.56% by balance
Bank · Add a location to see nearby branches
3.56%APY$356 a year on $10,000with conditionsRequirements
Product: Must be linked to Reward Checking account. Free account with e-statements; optional paper statement fee is $4.00 per statement cycle. Interest and ATM refunds from Reward Checking automatically transfer to Saver each monthly qualification cycle.
Offer: Qualifying tier for portion of daily balance up to $25,000.00 (less than $25,000.01) when qualifications are met: at least one direct deposit or recurring ACH credit/debit, and at least 10 debit card purchases post and settle per statement cycle.
Qualified rate · 3.50% interest rate · No monthly fee · Effective Oct 6, 2025
Rate by balance
Rate by balance for Reward Saver Balance APY Up to $25,000Your amount 3.56% Over $25,000Blended APY ranges from 3.562% to 1.00% (or 0.2497%). Qualifications: at least one direct deposit or recurring ACH credit/debit, and at least 10 debit card purchases post and settle per statement cycle. 0.25% Rate checked
More details - SJP Federal Credit UnionMoney Market AccountMoney Market Account · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$356 a year on $10,000Requirements
Product: Variable rate account; rates may change after account opening. Dividends are compounded and credited monthly; accounts must remain open through the end of the dividend period to receive accrued dividends.
Offer: Applies to balances of $500 and above. Anticipated monthly dividends that may change based on market conditions.
Effective Oct 1, 2026
Rate checked
More details - North Country Savings BankNCSB CashBack Rewards Savings AccountSavings · $50 min
Bank · Add a location to see nearby branches
3.56%APY$356 a year on $10,000with conditionsRequirements
Product: Must be linked to an NCSB CashBack Rewards Checking account; not available as a standalone product. If the linked checking account is closed, the account converts to a Statement Savings account. No monthly service charges.
Offer: Qualified rate: requires meeting monthly qualifications on linked CashBack Rewards Checking (at least 10 debit card purchases post and clear per cycle, at least 1 ACH direct deposit or ACH external withdrawal post and clear per cycle, and enrollment in electronic statements via EagleNET).
Qualified rate · 3.50% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,190 accounts at 4,873 banks and credit unions · checked Oct 16–23
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank