Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Wyoming
- Hilltop BankMoney Market SavingsMoney Market Savings · $100 min · 0.40%–0.60% by balance
Bank · 8 branches
0.55%APY$55 a year on $10,000Requirements
Product: Monthly Service Charge $2.00 waived with a $100 minimum daily balance. Variable-rate account. Suitable for use as overdraft protection for a Hilltop personal checking account.
Offer: Monthly Service Charge $2.00 waived with a $100 minimum daily balance.
0.40% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $999 0.40% $1,000 – $9,999 0.50% $10,000 – $49,999Your amount 0.55% $50,000 and up 0.60% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Designed for growing savings. Free Online and Mobile Banking, Free ATM and Debit Card. Seniors and students may be exempt from the monthly service fees. A service fee will be charged if balance falls below minimum balance.
Offer: APY based on quarterly compounding of interest. A service fee will be charged if balance falls below minimum balance (seniors and students may be exempt).
0.55% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Seniors and students may be exempt from the monthly service fees. A service fee will be charged if balance falls below minimum balance.
Offer: APY based on quarterly compounding of interest. A service fee will be charged if balance falls below minimum balance (seniors and students may be exempt).
0.55% interest rate · Effective Jun 2, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Rate is available only for accounts opened online and may vary. Accrues daily and pays quarterly. $1.00 monthly service charge if balance falls below $100 any day of the calendar month. Includes up to 6 withdrawals per month/statement cycle at no charge, with a $1.00 charge per withdrawal in excess of 6. Pre-authorized transfers limited to 6 per month or statement cycle.
Offer: Rate available only for accounts opened online. Monthly fee of $1.00 waived if balance remains above $100. Up to 6 free withdrawals per month, $1.00 per withdrawal thereafter.
$1 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly. Dividend rate and APY may change monthly as determined by the Board of Directors. Transaction limit of 6 withdrawals or transfers per calendar month. Minimum balance fee of $25.00 per occurrence if balance falls below $2,500 at any point in the month.
Offer: Dividends compounded and credited monthly.
0.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $14,999Your amount 0.50% $15,000 – $49,999 0.75% $50,000 – $99,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.50% Rate checked
More details - Cheyenne-Laramie County Employees FCUMoney MarketMoney Market · $250 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.30% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $250 and up 0.30% $2,500 and upYour amount 0.50% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Minimum balance to open $100. If average monthly account balance falls below $250 there is a $2.50 service charge assessed (waived for depositors under 18). Account terms must be met, if not APY of 0.1%.
Offer: Deposit threshold $0-$25,000. $2.50 monthly service charge if average monthly balance falls below $250 (waived for depositors under 18). Account terms must be met, if not APY of 0.1%.
0.40% interest rate · $2.50 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $25,000Your amount 0.40% $25,000 – $50,000Deposit threshold $25,000-$50,000. 0.50% $50,000 and upDeposit threshold $50,000 and above. 0.60% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Establishes UniWyo membership. Dormancy fee of $30/month charged if no activity for one year after notice.
Offer: The rate may change after the account is opened.
0.35% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 17 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Meridian Trust Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.05%–2.00% by balance
Credit union · 6 branches
0.30%APY$30 a year on $10,000Requirements
Product: Tiered Rate account: dividend rate applicable to a tier applies to the full balance in the account. Membership required.
0.05% interest rate · Effective Jul 11, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.35% $50,000 – $99,999 0.40% $100,000 – $149,999 1.00% $150,000 and up 2.00% Rate checked
More details - WyHy Federal Credit UnionFastTrac SavingsSavings · $5 min · 0.05%–0.30% by balance
Credit union · 5 branches
0.30%APY$30 a year on $10,000Requirements
Product: Tiered rate account. Member must have eStatements to qualify. No monthly maintenance fees. Dividends paid quarterly on the average daily balance.
Offer: Tier applies to balances up to $10,000. Requires eStatements.
0.30% interest rate · No monthly fee · Effective Nov 5, 2025
Rate by balance
Rate by balance for FastTrac Savings Balance APY Up to $10,000Your amount 0.30% Over $10,000 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wyoming
105 accounts at 37 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.72%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Wyoming
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ACPE Federal Credit UnionCredit union · 1 branch
- Sunlight Federal Credit UnionCredit union · 4 branches
- Trona Valley Federal Credit UnionCredit union · 4 branches