Credit union · NCUA insured
WyHy Federal Credit Union Savings Rates
WyHy Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Money Market. Rates checked October 22, 2026.
How WyHy Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Rock Springs, WY, where WyHy Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WyHy Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $30
FastTrac Savings
Top rate
Trona Valley Federal Credit Union
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
WyHy Federal Credit Union savings score
75
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0002.00%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WyHy Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
MAX Money Market
0.05%APY
Must be new money to the Credit Union, not transferred from an existing WyHy account. Requires maintaining a minimum balance of $100,000 to open and maintain the account and to obtain the disclosed APY. Initial deposit of $10.00 required for membership with $5.00 retained as membership fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100,000 | 0.05% | $5 |
| $100,000 – $250,000 | 2.00% | — |
| $250,000 and up | 2.75% | — |
Sources (2)
All captured Oct 22, 2026
Regular Money Market
0.10%APY
Must have a balance of $2,500 to open and maintain the account and to obtain disclosed APY. $10 monthly service charge if balance drops below $2,500 minimum. Initial deposit of $10.00 required for membership with $5.00 retained as membership fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 – $50,000 | 0.10% | $10 |
| $25,000 – $100,000 | 0.15% | — |
| $100,000 – $250,000 | 0.30% | — |
| $250,000 and up | 0.35% | — |
Sources (2)
All captured Oct 22, 2026
FastTrac Savings
0.30%APY
Tiered rate account. Member must have eStatements to qualify. No monthly maintenance fees. Dividends paid quarterly on the average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier applies to balances up to $10,000. Requires eStatements. | 0.30% | $30 | Tier applies to balances up to $10,000. Requires eStatements. |
| Over $10,000Tier applies to balances above $10,000. Requires eStatements. | 0.05% | — | Tier applies to balances above $10,000. Requires eStatements. |
Regular Savings
0.05%APY
Initial deposit of $10.00 required for membership with $5.00 retained by WyHy as a membership fee and $5.00 remaining as share par value. No monthly service fees. Dividends paid quarterly on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid quarterly on the average daily balance.$5 and up | 0.05% | $5 | Dividends paid quarterly on the average daily balance. |
Sources (3)
- wyhy.org/digital/resources/rates
- wyhy.org/personal/checking-and…compare-savings-accounts
- wyhy.org/personal/checking-and…s/share-savings-accounts
All captured Sep 16, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.05%APY
Must be enrolled in a High-Deductible Health Plan (HDHP) and eligible per IRS guidelines. Tax-deductible contributions, tax-free withdrawals for qualified medical expenses, and tax-deferred growth.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to open or earn APY.Any balance | 0.05% | $5 | No minimum balance required to open or earn APY. |
Sources (2)
All captured Sep 16, 2026
IRA Savings
0.05%APY
Available as Traditional, Roth, or SEP IRA. No monthly service charges. Contributions allowed up to annual IRS limits. Dividends accrued daily and compounded quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid quarterly on the average daily balance.$5 and up | 0.05% | $5 | Dividends paid quarterly on the average daily balance. |
Sources (3)
- wyhy.org/digital/resources/rates
- wyhy.org/personal/checking-and…compare-savings-accounts
- wyhy.org/personal/checking-and-savings/iras
All captured Sep 16, 2026
Who can join WyHy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in the State of Wyoming.
Cost to join
- New members can get started with a $10 deposit.
Membership information collected October 4, 2026.