Bank · FDIC insured
Hilltop Bank Savings Rates
Hilltop Bank’s best savings rate is 0.55% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Hilltop Bank’s savings rates compare
Compared with banks and credit unions near Casper, WY, where Hilltop Bank has the most branches. $10,000, best rate first.
This bank’s best
Hilltop Bank
0.55%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $55
Money Market Savings
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Hilltop Bank savings score
80
Savings score
Higher than 53% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hilltop Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.55%APY
Monthly Service Charge $2.00 waived with a $100 minimum daily balance. Variable-rate account. Suitable for use as overdraft protection for a Hilltop personal checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Monthly Service Charge $2.00 waived with a $100 minimum daily balance. | 0.40% | — | Monthly Service Charge $2.00 waived with a $100 minimum daily balance. |
| $1,000 – $9,999Monthly Service Charge $2.00 waived with a $100 minimum daily balance. | 0.50% | — | Monthly Service Charge $2.00 waived with a $100 minimum daily balance. |
| $10,000 – $49,999Monthly Service Charge $2.00 waived with a $100 minimum daily balance. | 0.55% | $55 | Monthly Service Charge $2.00 waived with a $100 minimum daily balance. |
| $50,000 and upMonthly Service Charge $2.00 waived with a $100 minimum daily balance. | 0.60% | — | Monthly Service Charge $2.00 waived with a $100 minimum daily balance. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Health Savings Accounts (HSA)
0.55%APY
For those with high deductible health insurance plans. Monthly service charge waived with a $1,000 minimum daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000 | 0.40% | — | |
| $1,000 – $10,000Monthly service charge waived with a $1,000 minimum daily balance. | 0.50% | — | Monthly service charge waived with a $1,000 minimum daily balance. |
| $10,000 – $50,000Monthly service charge waived with a $1,000 minimum daily balance. | 0.55% | $55 | Monthly service charge waived with a $1,000 minimum daily balance. |
| $50,000 and upMonthly service charge waived with a $1,000 minimum daily balance. | 0.60% | — | Monthly service charge waived with a $1,000 minimum daily balance. |
Sources (2)
All captured Oct 22, 2026
IRA Savings
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (1)
- hilltop.bank/wp-content/upload…DepositRates20261001.pdf · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.